Franklin Financial Services (FRAF) Fundamental Analysis: Revenue, Earnings & Valuation

4.69 / 10

Netural

Fundamental evaluation scores 4.7/10, indicating modest strength. Asset‑MV and Cash‑UP rank well, and gross profit margin is healthy. However, Net‑income‑Revenue and Profit‑MV lag, suggesting earnings pressure. Liability ratios are acceptable, resulting in a neutral fundamental stance.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.18%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.18%

1M Return3.70%

Profit-MV

Value1.23

Score1/3

Weight8.51%

1M Return3.90%

Net income-Revenue

Value0.34

Score0/3

Weight7.80%

1M Return3.99%

PB-ROE

Value-0.96

Score2/3

Weight13.83%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.18%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.18%

1M Return3.70%

Cash-UP

Value-1.37

Score3/3

Weight9.95%

1M Return5.00%

Asset-MV

Value-0.55

Score2/3

Weight16.15%

1M Return6.73%

Cash-MV

Value-1.08

Score3/3

Weight15.03%

1M Return6.88%

Is FRAF undervalued or overvalued?

FRAF scores 4.69/10 on fundamentals and holds a Fair valuation at present. Backed by its 13.27% ROE, 23.90% net margin, 10.64 P/E ratio, 1.29 P/B ratio, and 88.89% earnings growth, these metrics solidify its Netural investment rating.