Symbols

FLD

Fold Holdings·NASDAQ

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FLD fundamentals

FLD Q4 2025 Earnings

Fold Holdings (FLD) released its earnings on Mar 17, 2026: revenue was 9.00M (YoY +51.13%), missed estimates; EPS was -0.11 (YoY -184.62%), beat estimates.

Revenue / YoY

9.00M

+51.13%

EPS / YoY

-0.11

-184.62%

Report date

Mar 17, 2026

FLD Earnings Call Summary for Q4,2025

Credit Card Launch Success: Over 80,000 users on wait list, unit economics profitable from day one, targeting 4% rewards for Bitcoin transactions.
Revenue Growth Resilience: Q4 2025 revenue $9.1M (8% YoY), Full Year $31.8M (34% YoY) despite Bitcoin volatility.
Enterprise Expansion: Bitcoin bonus program with Steak ’n Shake signed 100+ employees, pipeline for SaaS contracts.
Debt Restructuring: Eliminated $66.3M convertible debt, freeing 521 Bitcoin for strategic use.
Gift Card Momentum: Q4 2025 gift card revenue $722K, 20% MoM growth, Kroger partnership driving 1000+ new users/month.

Earnings

EPS

Revenue

Revenue & Expenses

FLD has released its 2025 Q4 earnings report, with revenue of 9.13M, reflecting a YoY change of 8.17%, and net profit of -34.69M, showing a YoY change of -7232.43%. The Sankey diagram below clearly presents FLD's revenue sources and cost distribution.

Key Indicators

Fold Holdings (FLD) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Fold Holdings (FLD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Fold Holdings (FLD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Fold Holdings (FLD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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