Symbols

FISV

Fiserv·NASDAQ

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FISV fundamentals

FISV Q4 2025 Earnings

Fiserv (FISV) released its earnings on Feb 10, 2026: revenue was 4.90B (YoY -0.04%), missed estimates; EPS was 1.99 (YoY -20.72%), beat estimates.

Revenue / YoY

4.90B

-0.04%

EPS / YoY

1.99

-20.72%

Report date

Feb 10, 2026

FISV Earnings Call Summary for Q4,2025

Clover Dominance: 23% annual Clover revenue growth, with value-added services at 27% of Clover revenue, driving long-term yield.
2026 Outlook: 1-3% organic growth, with margin recovery to 35-36% in H2.
Banking Challenges: Core attrition stabilized, but low single-digit growth requires service upgrades.
Cash Flow Strength: $4.44B free cash flow in 2025, 93% conversion, supporting share buybacks.
AI and Innovation: Project Elevate expenses ($73M in Q4) focus on operational efficiency and AI-driven solutions.

Earnings

EPS

Revenue

Revenue & Expenses

FISV has released its 2025 Q4 earnings report, with revenue of 5.28B, reflecting a YoY change of 0.63%, and net profit of 813.00M, showing a YoY change of -14.24%. The Sankey diagram below clearly presents FISV's revenue sources and cost distribution.

Key Indicators

Fiserv (FISV) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Fiserv (FISV)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Fiserv (FISV)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Fiserv (FISV)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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