FISI
Financial Institutions·NASDAQ
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FISI fundamentals
Financial Institutions (FISI) released its earnings on Oct 23, 2025: revenue was 61.11M (YoY +50.22%), beat estimates; EPS was 0.99 (YoY +17.86%), beat estimates.
Revenue / YoY
61.11M
+50.22%
EPS / YoY
0.99
+17.86%
Report date
Oct 23, 2025
FISI Earnings Call Summary for Q3,2025
- Record Q3 Performance: $20.1M net income (13.3% ROE), 1.2% loan growth, 3.9% deposit growth.
- Margin Expansion: NIM guidance 350-355bps for 2025, 2026 outlook for incremental improvement.
- Strategic Growth: Syracuse market expansion, Micron-related deals, 8.3% YoY commercial loan growth.
- Capital Strength: TCE 8.74%, CET1 11.15%, new $100M buyback authorized.
- 2026 Outlook: Mid-single-digit loan growth, sub-60% efficiency ratio, ROAA >115bps.
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Key Indicators
Financial Institutions (FISI) key financial stats and ratios, covering profitability, financial health, and leverage.
Financial Institutions (FISI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Financial Institutions (FISI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Financial Institutions (FISI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Financial Institutions (FISI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Financial Institutions (FISI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Financial Institutions's earnings call?What is Financial Institutions's latest dividend and current dividend yield?What guidance did Financial Institutions's management provide for the next earnings period?What is Financial Institutions's gross profit margin?Did Financial Institutions beat or miss consensus estimates last quarter?What were the key takeaways from Financial Institutions’s earnings call?What is the market's earnings forecast for Financial Institutions next quarter?What does Financial Institutions do and what are its main business segments?
