First Guaranty (FGBI) Fundamental Analysis: Revenue, Earnings & Valuation

3.94 / 10

Netural

Fundamental rating is Neutral with a 3.9/10 score, indicating inadequate fundamentals. Strengths include a 36.9% gross profit margin and a 49.6% current‑liabilities‑to‑total‑liabilities ratio. Weaknesses are low Profit‑MV, Net‑income‑Revenue and negative Asset‑MV, suggesting constrained upside.

Analysis Checks(7/10)

Revenue-MV

Value-0.08

Score0/3

Weight6.56%

1M Return3.40%

Gross profit margin (%)

Value36.91

Score3/3

Weight6.87%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value49.59

Score3/3

Weight6.86%

1M Return3.48%

Profit-MV

Value0.17

Score1/3

Weight9.44%

1M Return4.81%

Net income-Revenue

Value-0.53

Score0/3

Weight7.38%

1M Return3.87%

PB-ROE

Value1.30

Score2/3

Weight11.37%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value53.26

Score3/3

Weight6.87%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.87%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight26.76%

1M Return9.93%

Cash-MV

Value0.03

Score2/3

Weight11.04%

1M Return5.35%

Is FGBI undervalued or overvalued?

FGBI scores 3.94/10 on fundamentals and holds a Fair valuation at present. Backed by its -25.30% ROE, -58.55% net margin, -10.40 P/E ratio, 0.61 P/B ratio, and -626.19% earnings growth, these metrics solidify its Netural investment rating.