FFIC
Flushing Financial·NASDAQ
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FFIC fundamentals
Flushing Financial (FFIC) released its earnings on Oct 29, 2025: revenue was 58.57M (YoY +12.90%), missed estimates; EPS was 0.35 (YoY +34.62%), beat estimates.
Revenue / YoY
58.57M
+12.90%
EPS / YoY
0.35
+34.62%
Report date
Oct 29, 2025
FFIC Earnings Call Summary for Q3,2025
- NIM Expansion Accelerates: Core NIM up 10 bps Q/Q to 2.62%, with $2B in loans repricing 147 bps higher by 2027.
- Deposit Growth Strengthens: Noninterest-bearing deposits +5.7% YoY, with $1.8B repriced 20-25 bps lower in Q3.
- Credit Quality Exceptional: Net charge-offs at 7 bps, multifamily debt coverage ratio 1.7x, and LTV <35% across portfolio.
- 2027 ROE Target: Double-digit ROTCE achievable as $2B loan repricing pipeline drives NIM expansion.
- Liquidity Buffer: $3.9B undrawn lines and 17% uninsured deposits support capital flexibility.
- Shareholder Returns: Maintaining dividend focus while preparing for portfolio growth, no buybacks despite 63% TBV discount.
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Key Indicators
Flushing Financial (FFIC) key financial stats and ratios, covering profitability, financial health, and leverage.
Flushing Financial (FFIC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Flushing Financial (FFIC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Flushing Financial (FFIC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Flushing Financial (FFIC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Flushing Financial (FFIC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Flushing Financial's revenue and profit?Did Flushing Financial beat or miss consensus estimates last quarter?What is Flushing Financial's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Flushing Financial year over year?What is Flushing Financial's gross profit margin?What were the key takeaways from Flushing Financial's earnings call?What guidance did Flushing Financial's management provide for the next earnings period?What were the key takeaways from Flushing Financial’s earnings call?
