Flushing Financial (FFIC) Fundamental Analysis: Revenue, Earnings & Valuation

3.35 / 10

Netural

Fundamental rating is neutral with a 3.4/10 score. Gross margin (48.34%) and liability ratios are solid, but asset‑MV, cash‑MV and profit‑MV are negative, and PB‑ROE is below peers, indicating overall weak quality.

Analysis Checks(6/10)

Revenue-MV

Value-0.32

Score0/3

Weight6.85%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.17%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.17%

1M Return3.48%

Profit-MV

Value0.35

Score1/3

Weight9.86%

1M Return4.81%

Net income-Revenue

Value-0.89

Score0/3

Weight7.70%

1M Return3.87%

PB-ROE

Value-1.00

Score2/3

Weight11.87%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.17%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.17%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight27.94%

1M Return9.93%

Cash-MV

Value-0.77

Score0/3

Weight7.09%

1M Return3.33%

Is FFIC fundamentally strong?

FFIC scores 3.35/10 on fundamentals and holds a Fair valuation at present. Backed by its 2.64% ROE, 7.90% net margin, 27.10 P/E ratio, 0.72 P/B ratio, and 150.47% earnings growth, these metrics solidify its Netural investment rating.