FFIC
Flushing Financial·NASDAQ
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4.28 / 10
Netural
FFIC's fundamental evaluation is neutral with a 4.3/10 score. Key strengths include a 36.7% gross profit margin and 100% total profit to EBIT ratio, both in performance group 1. However, net profit attributable to shareholders as a percentage of net profit is also 100%, placing it in group 2 with a lower quality score. Year-over-year total profit growth is 13.1%, but net assets per share declined by 2.18%, warranting caution. Overall, the fundamentals are steady but not exceptional, supporting a balanced view.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value-2.18
Score0/3
Weight3.72%
1M Return2.09%
Value-2.18
Score0/3
Weight3.72%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.84%
1M Return3.05%
Value100.00
Score1/3
Weight5.84%
1M Return3.05%
Profit-MV
Value0.41
Score2/3
Weight10.78%
1M Return5.27%
Value0.41
Score2/3
Weight10.78%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight14.41%
1M Return6.02%
Value1.41
Score3/3
Weight14.41%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight25.46%
1M Return10.42%
Value-0.50
Score3/3
Weight25.46%
1M Return10.42%
Revenue-MV
Value0.16
Score2/3
Weight13.11%
1M Return6.44%
Value0.16
Score2/3
Weight13.11%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.66%
1M Return3.43%
Value36.70
Score3/3
Weight6.66%
1M Return3.43%
Total profit (YoY growth rate %)
Value13.11
Score0/3
Weight3.59%
1M Return2.05%
Value13.11
Score0/3
Weight3.59%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.66%
1M Return3.43%
Value100.00
Score3/3
Weight6.66%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight9.76%
1M Return4.21%
Value0.14
Score1/3
Weight9.76%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value-2.18
Score0/3
Weight3.72%
1M Return2.09%
Value-2.18
Score0/3
Weight3.72%
1M Return2.09%
Revenue-MV
Value0.16
Score2/3
Weight13.11%
1M Return6.44%
Value0.16
Score2/3
Weight13.11%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.84%
1M Return3.05%
Value100.00
Score1/3
Weight5.84%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.66%
1M Return3.43%
Value36.70
Score3/3
Weight6.66%
1M Return3.43%
Profit-MV
Value0.41
Score2/3
Weight10.78%
1M Return5.27%
Value0.41
Score2/3
Weight10.78%
1M Return5.27%
Total profit (YoY growth rate %)
Value13.11
Score0/3
Weight3.59%
1M Return2.05%
Value13.11
Score0/3
Weight3.59%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight14.41%
1M Return6.02%
Value1.41
Score3/3
Weight14.41%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.66%
1M Return3.43%
Value100.00
Score3/3
Weight6.66%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight25.46%
1M Return10.42%
Value-0.50
Score3/3
Weight25.46%
1M Return10.42%
Cash-MV
Value0.14
Score1/3
Weight9.76%
1M Return4.21%
Value0.14
Score1/3
Weight9.76%
1M Return4.21%
Is FFIC undervalued or overvalued?
- FFIC scores 4.28/10 on fundamentals and holds a Fair valuation at present. Backed by its 2.07% ROE, -21.45% net margin, -15.83 P/E ratio, 0.80 P/B ratio, and -240.23% earnings growth, these metrics solidify its Netural investment rating.
