FCNCP
First Citizens Bancshares Pref A ADR·NASDAQ
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FCNCP fundamentals
First Citizens Bancshares Pref A ADR (FCNCP) released its earnings on Jan 23, 2026: revenue was 2.44B (YoY +9.66%), beat estimates; EPS was 51.27 (YoY +13.68%), beat estimates.
Revenue / YoY
2.44B
+9.66%
EPS / YoY
51.27
+13.68%
Report date
Jan 23, 2026
FCNCP Earnings Call Summary for Q4,2025
- Strong Financial Performance: Q4 EPS of $51.27, up 13% YoY, driven by loan growth and cost control.
- Balance Sheet Momentum: Loans +2.2% QoQ, deposits -1% due to off-balance sheet shifts.
- Capital Return: $900M share buybacks, 18.3% of Class A shares repurchased since July 2024.
- Tech Investment Peak: 2026 tech spend to peak, with 1/3 of apps simplified and 7/8 data centers closed.
- PMN Repayment: $500-1B/month repayments, targeting $9B annualized; cash/Ash ratio ~10%.
- 2026 Outlook: Loans $153-157B, deposits $181-186B, NII $6.5-6.9B, efficiency ratio ~60%.
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Key Indicators
First Citizens Bancshares Pref A ADR (FCNCP) key financial stats and ratios, covering profitability, financial health, and leverage.
First Citizens Bancshares Pref A ADR (FCNCP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Citizens Bancshares Pref A ADR (FCNCP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Citizens Bancshares Pref A ADR (FCNCP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Citizens Bancshares Pref A ADR (FCNCP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Citizens Bancshares Pref A ADR (FCNCP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in First Citizens Bancshares Pref A ADR's revenue and profit?What is the revenue and EPS growth rate for First Citizens Bancshares Pref A ADR year over year?What were the key takeaways from First Citizens Bancshares Pref A ADR’s earnings call?What is First Citizens Bancshares Pref A ADR's latest dividend and current dividend yield?Did First Citizens Bancshares Pref A ADR beat or miss consensus estimates last quarter?What guidance did First Citizens Bancshares Pref A ADR's management provide for the next earnings period?What is the market's earnings forecast for First Citizens Bancshares Pref A ADR next quarter?What were the key takeaways from First Citizens Bancshares Pref A ADR's earnings call?
