FCNCO
First Citizens pref C·NASDAQ
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FCNCO fundamentals
First Citizens pref C (FCNCO) released its earnings on Jan 23, 2026: revenue was 2.44B (YoY +9.66%), beat estimates; EPS was 51.27 (YoY +13.68%), beat estimates.
Revenue / YoY
2.44B
+9.66%
EPS / YoY
51.27
+13.68%
Report date
Jan 23, 2026
FCNCO Earnings Call Summary for Q4,2025
- Strong Financial Performance: Q4 EPS of $51.27, up 13% YoY, driven by loan growth and cost control.
- Balance Sheet Momentum: Loans +2.2% QoQ, deposits -1% due to off-balance sheet shifts.
- Capital Return: $900M share buybacks, 18.3% of Class A shares repurchased since July 2024.
- Tech Investment Peak: 2026 tech spend to peak, with 1/3 of apps simplified and 7/8 data centers closed.
- PMN Repayment: $500-1B/month repayments, targeting $9B annualized; cash/Ash ratio ~10%.
- 2026 Outlook: Loans $153-157B, deposits $181-186B, NII $6.5-6.9B, efficiency ratio ~60%.
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Key Indicators
First Citizens pref C (FCNCO) key financial stats and ratios, covering profitability, financial health, and leverage.
First Citizens pref C (FCNCO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Citizens pref C (FCNCO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Citizens pref C (FCNCO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Citizens pref C (FCNCO) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Citizens pref C (FCNCO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is First Citizens pref C's latest dividend and current dividend yield?What is the market's earnings forecast for First Citizens pref C next quarter?What guidance did First Citizens pref C's management provide for the next earnings period?What were the key takeaways from First Citizens pref C's earnings call?What were the key takeaways from First Citizens pref C’s earnings call?What factors drove the changes in First Citizens pref C's revenue and profit?Did First Citizens pref C beat or miss consensus estimates last quarter?What is First Citizens pref C's gross profit margin?
