FCNCA
First Citizens Bancshares·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
FCNCA fundamentals
First Citizens Bancshares (FCNCA) released its earnings on Oct 23, 2025: revenue was 2.25B (YoY -0.88%), beat estimates; EPS was 44.62 (YoY -2.73%), beat estimates.
Revenue / YoY
2.25B
-0.88%
EPS / YoY
44.62
-2.73%
Report date
Oct 23, 2025
FCNCA Earnings Call Summary for Q3,2025
- Record Financials: Q3 EPS of $44.62, ROE 10.62%, with 2.3% NII growth and stable NIM.
- Strategic Expansion: 138-branch acquisition to enhance deposit liquidity and market reach.
- AI-Driven Growth: $3.5B data center lending portfolio fueled by AI infrastructure demand.
- Shareholder Returns: $900M Q3 share repurchases, CET1 at 11.65%.
- Credit Resilience: Allowance ratio 1.14%, 4.5% decline in criticized assets.
- 2026 Outlook: NII trough in Q1, cautious on SVB Commercial utilization variability.
EPS
Revenue
Revenue & Expenses
Key Indicators
First Citizens Bancshares (FCNCA) key financial stats and ratios, covering profitability, financial health, and leverage.
First Citizens Bancshares (FCNCA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
First Citizens Bancshares (FCNCA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
First Citizens Bancshares (FCNCA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does First Citizens Bancshares (FCNCA) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track First Citizens Bancshares (FCNCA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What factors drove the changes in First Citizens Bancshares's revenue and profit?What were the key takeaways from First Citizens Bancshares’s earnings call?What guidance did First Citizens Bancshares's management provide for the next earnings period?Did First Citizens Bancshares beat or miss consensus estimates last quarter?What is the market's earnings forecast for First Citizens Bancshares next quarter?What were the key takeaways from First Citizens Bancshares's earnings call?What is First Citizens Bancshares's latest dividend and current dividend yield?What does First Citizens Bancshares do and what are its main business segments?
