What is Exlservice Holdings's latest dividend and current dividend yield?

What were the key takeaways from Exlservice Holdings’s earnings call?

What guidance did Exlservice Holdings's management provide for the next earnings period?

What were the key takeaways from Exlservice Holdings's earnings call?

What does Exlservice Holdings do and what are its main business segments?

What is Exlservice Holdings's gross profit margin?

What is the revenue and EPS growth rate for Exlservice Holdings year over year?

Did Exlservice Holdings beat or miss consensus estimates last quarter?

- **Revenue Growth**: 12% YoY to $530M, with data/AI-led revenue at 56% (18% YoY growth).
- **AI Innovation**: Launch of EXLdata.ai, reducing data modernization time from months to days, integrates with major platforms.
- **Client Success**: 30% productivity gains for clients, 90%+ AI deployment success rate.
- **Segment Strength**: Healthcare (+22%), Banking (+12%), and International Markets (+8%) lead growth.
- **Guidance Update**: 2025 revenue $2.07B-$2.08B (13% YoY), EPS $1.88-$1.92 (14%-16% YoY).

**【CEO Summary Section】**
- **Revenue Growth**: Q3 2025 revenue of $530 million, up 12% YoY, with adjusted EPS of $0.48 (11% YoY growth). Data and AI-led revenue reached 56% of total revenue, growing 18% YoY.
- **Segment Performance**: Insurance segment grew 9% YoY, Healthcare & Life Sciences 22% YoY, and Banking/Capital Markets 12% YoY. International Growth Markets segment grew 8% YoY.
- **New Product Launch**: EXLdata.ai, an AI suite for data modernization, integrates with leading platforms (e.g., Databricks, Snowflake) and reduces implementation time from months to days.
- **Client Success**: Examples include a U.K. insurer reducing risk assessment time by 70%, a U.S. healthcare organization cutting process time by 90%, and a U.K. energy company achieving 30% productivity gains.
- **Industry Recognition**: Named a market leader in Insurance, Healthcare, and Banking by HFS Research, Everest Group, and IDC.

**【CFO Financial Commentary】**
- **Q3 Financials**: GAAP revenue $529.6 million (12.2% YoY), adjusted EPS $0.48 (10.8% YoY). Operating margin 19.4%, down 50bps YoY due to sales investments.
- **Segment Breakdown**: Insurance ($180.5M, 8.5% YoY), Healthcare ($135.3M, 21.6% YoY), Banking/Capital Markets ($121M, 11.8% YoY). International Markets ($92.8M, 8.4% YoY).
- **Cash Flow**: $233M operating cash flow (vs. $163M YoY), with $183M share buybacks.
- **Guidance Update**: Full-year 2025 revenue $2.07B-$2.08B (13% YoY), adjusted EPS $1.88-$1.92 (14%-16% YoY).

**【Q&A Highlights】**
- **Demand Trends**: Strong demand for AI-driven solutions, with 56% of revenue now data/AI-led. Clients prioritize AI for business model transformation, not just cost efficiency.
- **Client Relationships**: 75%+ revenue recurring, with 90%+ success rate for AI deployments. EXL wins new work by delivering productivity gains (e.g., 30% for a U.K. client) and expanding into agentic AI.
- **Revenue Per Employee**: Growing faster than headcount (mid-single-digit employee growth vs. 12% revenue growth), driven by AI adoption.
- **Healthcare Growth**: 22% YoY expansion fueled by payment integrity and analytics. Long-term opportunity in data enablement for AI.
- **Margins**: 2025 adjusted operating margin ~19.5%, with 10-20bps annual improvement. Investments in sales and AI solutions constrain near-term margins.
- **EXLdata.ai Differentiation**: First AI suite for enterprise data readiness, solving 85% unstructured data challenge. Partnerships with Databricks, Snowflake, and cloud providers drive adoption.

ExlService Holdings, Inc. (EXLS) Q3 2025 Earnings Call Transcript

Revenue

Sales and Services Revenue

Financing Services Revenue

Other Revenue

Cost of Revenue

Cost of Goods and Services

Cost of Financing Services

Other Cost

Gross Profit

Other Operating Income

Operating Expenses

Selling, General and Administrative Expenses

Selling and Marketing Expenses

General and Administrative Expenses

Research and Development Expenses

Loss on Bad Debts

Loss on Impairment of Other Assets

Loss on Disposal of Assets

Other Operating Expenses

Operating Income

Non-Operating Income (Loss)

Income (Loss) from Affiliates

Income (Loss) from Associates

Income (Loss) from Joint ventures

Gain (Loss) on Other Investment

Gain (Loss) on Change in Fair Value

Gain (Loss) on Foreign Currency Exchange

Other Non-Operating Income (Loss)

Net Interest Expense

Interest Expense

Interest Income

Pretax Income From Continuing Operations

Income Tax Expense

Current Income Tax

Deferred Income Tax

Income Tax Adjustments

Net Income from Continuing Operations

Income from Discontinued Operations

Other Items Before Net Income

Net Income

Net Income Attributable to Minority Interests

Net Income Attributable to Owners of the Company

Preferred Stock Dividends

Other Adjustments

Net Income Attributable to Common Stockholders

Other Comprehensive Income

Total Comprehensive Income

Total Comprehensive Income Attributable to Minority Interests

Total Comprehensive Income Attributable to Owners of the Company

Basic EPS

Basic EPS from Continuing Operations

Basic EPS from Discontinued Operations

Diluted EPS

Diluted EPS from Continuing Operations

Diluted EPS from Discontinued Operations

EXLS

EXLS fundamentals

You can ask Aime