Eagle Bancorp (EGBN) Fundamental Analysis: Revenue, Earnings & Valuation

5.33 / 10

Netural

EGBN's fundamentals are mixed: Gross profit margin at 36.7% and Total profit / EBIT at 100% are positives, but a -282% YoY profit drop and -8.9% net asset growth are serious concerns. These factors balance each other, resulting in a neutral fundamental rating and a 5.3/10 score. The company's asset-to-market value is below peers (-0.50), while revenue-to-market value is slightly above (0.16), suggesting liquidity strength but growth worries. Investors should note the sharp profit contraction and negative equity trend, which could cap upside without clear catalysts.

Analysis Checks(7/10)

Net assets per share (growth rate compared to beginning of year %)

Value-8.86

Score0/3

Weight3.59%

1M Return2.09%

Revenue-MV

Value0.16

Score3/3

Weight14.80%

1M Return7.25%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight5.63%

1M Return3.05%

Gross profit margin (%)

Value36.70

Score3/3

Weight6.42%

1M Return3.43%

Profit-MV

Value-0.72

Score2/3

Weight10.40%

1M Return5.27%

Total profit (YoY growth rate %)

Value-282.07

Score0/3

Weight3.46%

1M Return2.05%

PB-ROE

Value1.41

Score3/3

Weight13.89%

1M Return6.02%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.42%

1M Return3.43%

Asset-MV

Value-0.50

Score3/3

Weight24.55%

1M Return10.42%

Cash-MV

Value0.14

Score2/3

Weight10.84%

1M Return5.25%

Is EGBN undervalued or overvalued?

EGBN scores 5.33/10 on fundamentals and holds a Fair valuation at present. Backed by its -11.54% ROE, -40.99% net margin, -6.96 P/E ratio, 0.75 P/B ratio, and -184.89% earnings growth, these metrics solidify its Netural investment rating.