Eagle Financial (EFSI) Fundamental Analysis: Revenue, Earnings & Valuation

3.91 / 10

Netural

EFSI's fundamental health is concerning, with a fundamental score of 3.9/10. Key red flags include a sharp year-over-year profit decline (-59%) and negative net asset growth (-31.8%). However, the company maintains a solid gross margin (36.7%) and a high total-profit-to-EBIT ratio (100%), offering some balance. Overall, the fundamental picture is fragile but not entirely bleak.

Analysis Checks(7/10)

Net assets per share (growth rate compared to beginning of year %)

Value-31.84

Score3/3

Weight9.67%

1M Return4.47%

Revenue-MV

Value0.16

Score1/3

Weight11.40%

1M Return4.65%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight6.07%

1M Return3.05%

Gross profit margin (%)

Value36.70

Score3/3

Weight6.93%

1M Return3.43%

Profit-MV

Value0.38

Score2/3

Weight11.22%

1M Return5.27%

Total profit (YoY growth rate %)

Value-59.06

Score0/3

Weight3.73%

1M Return2.05%

PB-ROE

Value1.41

Score2/3

Weight11.51%

1M Return5.42%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.93%

1M Return3.43%

Asset-MV

Value-0.50

Score2/3

Weight16.22%

1M Return7.51%

Cash-MV

Value0.14

Score3/3

Weight16.30%

1M Return7.61%

Is EFSI undervalued or overvalued?

EFSI scores 3.91/10 on fundamentals and holds a Fair valuation at present. Backed by its 2.55% ROE, 14.43% net margin, 20.87 P/E ratio, 1.13 P/B ratio, and -23.31% earnings growth, these metrics solidify its Netural investment rating.