EFSC
Enterprise·NASDAQ
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EFSC fundamentals
Enterprise (EFSC) released its earnings on Oct 27, 2025: revenue was 177.84M (YoY +7.85%), missed estimates; EPS was 1.19 (YoY -7.75%), missed estimates.
Revenue / YoY
177.84M
+7.85%
EPS / YoY
1.19
-7.75%
Report date
Oct 27, 2025
EFSC Earnings Call Summary for Q3,2025
- Revenue growth: Loan and deposit growth of 6% and 7% Y/Y, driven by strategic acquisitions and disciplined pricing.
- Acquisition success: 12-branch deal added $650M deposits and $300M loans, enhancing market share in key regions.
- Margin resilience: NIM expanded 2bps Q/Q to 4.23%, despite rate cuts, with 5bps accretion from new branches.
- Credit challenges: $22M increase in NPAs, but 60% tied to high-collateral loans expected to resolve in coming quarters.
- Dividend growth: 3% dividend increase reflects confidence in earnings stability and capital strength.
- M&A focus: Organic growth and buybacks prioritized over M&A, with limited NBFIs exposure.
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Key Indicators
Enterprise (EFSC) key financial stats and ratios, covering profitability, financial health, and leverage.
Enterprise (EFSC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Enterprise (EFSC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Enterprise (EFSC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Enterprise (EFSC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Enterprise (EFSC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Enterprise’s earnings call?What does Enterprise do and what are its main business segments?What were the key takeaways from Enterprise's earnings call?What is the market's earnings forecast for Enterprise next quarter?Did Enterprise beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Enterprise year over year?What guidance did Enterprise's management provide for the next earnings period?What is Enterprise's latest dividend and current dividend yield?
