ECPG
Encore Capital Group·NASDAQ
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ECPG fundamentals
Encore Capital Group (ECPG) released its earnings on Nov 5, 2025: revenue was 460.35M (YoY +25.41%), beat estimates; EPS was 3.17 (YoY +151.59%), beat estimates.
Revenue / YoY
460.35M
+25.41%
EPS / YoY
3.17
+151.59%
Report date
Nov 5, 2025
ECPG Earnings Call Summary for Q3,2025
- Record Q3 Growth: Portfolio purchases up 23% YoY, collections up 20% YoY, and EPS surging 150% YoY to $3.17.
- Share Buybacks: $60 million repurchased YTD, with $300 million authorization to return capital to shareholders.
- U.S. Market Dominance: 75% of capital deployed in the U.S., driven by record charge-offs and strong collections overperformance.
- Financial Strength: Cash efficiency margin of 58.4%, leverage at 2.5x, and $300 million high-yield notes issued at 6.625%.
- Collections Momentum: New technologies and digital capabilities boost early-stage portfolio performance, supporting 18% collections growth guidance.
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Key Indicators
Encore Capital Group (ECPG) key financial stats and ratios, covering profitability, financial health, and leverage.
Encore Capital Group (ECPG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Encore Capital Group (ECPG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Encore Capital Group (ECPG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Encore Capital Group (ECPG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Encore Capital Group (ECPG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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