Encore Capital Group (ECPG) Fundamental Analysis: Revenue, Earnings & Valuation

4.71 / 10

Netural

Fundamental analysis rates the stock 4.7/10, noting strong gross profit margin (48.3%) and EBIT/revenue ratio, plus solid asset‑MV and cash‑MV metrics. However, net profit margin is deeply negative and asset turnover is low, yielding a cautious but fair overall view.

Analysis Checks(7/10)

Gross profit margin (%)

Value48.34

Score2/3

Weight1.55%

1M Return0.94%

Total profit (YoY growth rate %)

Value449.38

Score3/3

Weight18.50%

1M Return9.18%

Net cash flow from operating activities (YoY growth rate %)

Value-1.90

Score3/3

Weight17.18%

1M Return8.49%

Net profit margin (%)

Value-1161.70

Score0/3

Weight3.51%

1M Return2.13%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight5.76%

1M Return3.38%

Operating revenue (YoY growth rate %)

Value178.81

Score1/3

Weight5.39%

1M Return3.12%

Total assets turnover ratio

Value0.82

Score1/3

Weight5.25%

1M Return3.15%

EBIT / Total operating revenue (%)

Value-934.44

Score2/3

Weight4.13%

1M Return2.48%

Asset-MV

Value-0.55

Score2/3

Weight20.71%

1M Return8.52%

Cash-MV

Value-0.89

Score3/3

Weight18.03%

1M Return9.79%

Is ECPG fundamentally strong?

ECPG scores 4.71/10 on fundamentals and holds a Fair valuation at present. Backed by its 29.45% ROE, 14.52% net margin, 5.91 P/E ratio, 1.55 P/B ratio, and 289.54% earnings growth, these metrics solidify its Netural investment rating.