Eastern Bankshares (EBC) Fundamental Analysis: Revenue, Earnings & Valuation

2.12 / 10

Underperform

Fundamentals are underperforming (score 2.1/10). Strengths lie in Asset‑MV and a 41.8% gross profit margin, but PB‑ROE and Profit‑MV are poor, earning zero points. Overall, the fundamental picture is weak, warranting constrained consideration.

Analysis Checks(5/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight8.45%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight8.44%

1M Return3.70%

Profit-MV

Value0.02

Score0/3

Weight9.12%

1M Return4.03%

Net income-Revenue

Value0.95

Score0/3

Weight9.17%

1M Return3.99%

PB-ROE

Value-0.94

Score0/3

Weight9.85%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight8.44%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.44%

1M Return3.70%

Cash-UP

Value-0.57

Score1/3

Weight8.21%

1M Return3.24%

Asset-MV

Value-0.55

Score2/3

Weight18.98%

1M Return6.73%

Cash-MV

Value-0.02

Score1/3

Weight10.89%

1M Return4.31%

Is EBC fundamentally strong?

EBC scores 2.12/10 on fundamentals and holds a Premium valuation at present. Backed by its 2.22% ROE, 12.21% net margin, 52.62 P/E ratio, 1.07 P/B ratio, and -34.85% earnings growth, these metrics solidify its Underperform investment rating.