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DGICA

Donegal Group A·NASDAQ
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DGICA fundamentals

Donegal Group A (DGICA) released its earnings on Oct 30, 2025: revenue was 245.92M (YoY -2.31%), beat estimates; EPS was 0.52 (YoY +13.04%), beat estimates.
Revenue / YoY
245.92M
-2.31%
EPS / YoY
0.52
+13.04%
Report date
Oct 30, 2025
DGICA Earnings Call Summary for Q3,2025
  • Record Profitability: Q3 net income of $20.1 million, up 20% year-over-year, with a 131% increase in year-to-date net income to $62.2 million.
  • Efficiency Gains: Expense ratio improved 100 basis points to 33.5%, reflecting automation and expense management initiatives.
  • Investment Growth: Net investment income up 29% to $13.9 million, with book value per share rising 11.8% to $17.14.
  • Strategic Shifts: Exited $6 million in unprofitable farm line premiums, reallocating capital to high-margin commercial and personal lines growth.
  • Tech Transformation: Completed legacy system migration, enabling cloud-based platform adoption and generative AI integration.
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Key Indicators

Donegal Group A (DGICA) key financial stats and ratios, covering profitability, financial health, and leverage.
Donegal Group A (DGICA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Donegal Group A (DGICA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Donegal Group A (DGICA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Donegal Group A (DGICA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Donegal Group A (DGICA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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