DCOM
Dime Community·NASDAQ
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DCOM fundamentals
Dime Community (DCOM) released its earnings on Oct 23, 2025: revenue was 115.61M (YoY +32.05%), beat estimates; EPS was 0.59 (YoY +103.45%), missed estimates.
Revenue / YoY
115.61M
+32.05%
EPS / YoY
0.59
+103.45%
Report date
Oct 23, 2025
DCOM Earnings Call Summary for Q3,2025
- Revenue Growth Acceleration: Core pretax pre-provision net revenue up 10% QoQ to $54.4 million, driven by $160 million Q3 business loan growth and $1 billion YoY deposit expansion.
- NIM Expansion Path: NIM at 3.01% (Q3) with 20 bps potential from 2026 loan repricing, targeting 3.50% by end-2026.
- Credit Stability: NPAs at 50 bps of assets (industry-leading), with criticized loans down $30 million QoQ and 30-89 DPD loans down 33%.
- Cost Efficiency: Core expenses at $61.9 million (0.4% above guidance) due to hiring, with Q4 expenses expected at $63 million.
- Capital Deployment: $1.2 billion loan pipeline and new branches in Manhattan, NJ, and LI to drive organic growth.
- Shareholder Returns: Common equity Tier 1 at 11.5%, with potential buybacks as CRE concentration ratio improves below 400%.
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Key Indicators
Dime Community (DCOM) key financial stats and ratios, covering profitability, financial health, and leverage.
Dime Community (DCOM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Dime Community (DCOM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Dime Community (DCOM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Dime Community (DCOM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Dime Community (DCOM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Dime Community do and what are its main business segments?What is the market's earnings forecast for Dime Community next quarter?What guidance did Dime Community's management provide for the next earnings period?What is Dime Community's latest dividend and current dividend yield?What were the key takeaways from Dime Community's earnings call?What factors drove the changes in Dime Community's revenue and profit?What were the key takeaways from Dime Community’s earnings call?Did Dime Community beat or miss consensus estimates last quarter?
