DCOM
Dime Community·NASDAQ
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DCOM fundamentals
Dime Community (DCOM) released its earnings on Jan 21, 2026: revenue was 123.78M (YoY +114.40%), beat estimates; EPS was 0.79 (YoY +88.10%), beat estimates.
Revenue / YoY
123.78M
+114.40%
EPS / YoY
0.79
+88.10%
Report date
Jan 21, 2026
DCOM Earnings Call Summary for Q4,2025
- EPS Growth Record: Q4 core EPS up 88% YoY to $0.79, driven by $124M record revenue and 500M+ business loan growth.
- NIM Expansion Catalyst: $1.4B 2026 loan repricing pipeline could add 20 bps to NIM; 2027 pipeline of $1.7B could add 20-25 bps.
- Deposit Strength: 31% noninterest-bearing DDA mix, $1.2B year-over-year deposit growth, and sub-2% cost of funds.
- CRE Risk Management: CRE concentration below 400%, targeting mid-350% by end-2026 through transactional multifamily runoff.
- Efficiency Target: Sub-50% efficiency ratio in 2026, supported by $62.3M core expenses vs. $63M guidance.
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Key Indicators
Dime Community (DCOM) key financial stats and ratios, covering profitability, financial health, and leverage.
Dime Community (DCOM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Dime Community (DCOM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Dime Community (DCOM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Dime Community (DCOM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Dime Community (DCOM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is Dime Community's gross profit margin?What is the market's earnings forecast for Dime Community next quarter?What were the key takeaways from Dime Community's earnings call?What is the revenue and EPS growth rate for Dime Community year over year?Did Dime Community beat or miss consensus estimates last quarter?What were the key takeaways from Dime Community’s earnings call?What is Dime Community's latest dividend and current dividend yield?What guidance did Dime Community's management provide for the next earnings period?
