DAVE
Dave·NASDAQ
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DAVE fundamentals
Dave (DAVE) released its earnings on Nov 4, 2025: revenue was 150.80M (YoY +106.01%), beat estimates; EPS was 4.24 (YoY +180.79%), beat estimates.
Revenue / YoY
150.80M
+106.01%
EPS / YoY
4.24
+180.79%
Report date
Nov 4, 2025
DAVE Earnings Call Summary for Q3,2025
- Revenue Surge: 63% YoY growth to $150.8 million, driven by 49% ExtraCash originations and 57% subscription revenue growth.
- Credit Excellence: 28-day DPD improved to 2.04% in September, with net monetization rates up 45 basis points YoY.
- AI-Driven Efficiency: CashAI v5.5 reduced payback period to under 4 months, with 200+ new features enhancing approval limits and credit outcomes.
- Balance Sheet Optimization: Transition to Coastal Community Bank to reduce funding costs and unlock liquidity for growth initiatives.
- New Product Momentum: BNPL in beta testing, targeting Q1 2026 launch, with 60% of members already using BNPL services.
EPS
Revenue
Revenue & Expenses
DAVE has released its 2025 Q3 earnings report, with revenue of 150.72M, reflecting a YoY change of 62.97%, and net profit of 92.07M, showing a YoY change of 19657.94%. The Sankey diagram below clearly presents DAVE's revenue sources and cost distribution.
Key Indicators
Dave (DAVE) key financial stats and ratios, covering profitability, financial health, and leverage.
Dave (DAVE)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Dave (DAVE)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Dave (DAVE)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Dave (DAVE) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Dave (DAVE) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is the market's earnings forecast for Dave next quarter?What were the key takeaways from Dave’s earnings call?What factors drove the changes in Dave's revenue and profit?What is Dave's gross profit margin?What is Dave's latest dividend and current dividend yield?What does Dave do and what are its main business segments?What guidance did Dave's management provide for the next earnings period?What is the revenue and EPS growth rate for Dave year over year?
