Community Trust Bancorp (CTBI) Fundamental Analysis: Revenue, Earnings & Valuation

4.52 / 10

Netural

Fundamental analysis rates CTBI neutral (4.5/10). Profit‑MV and Cash‑MV are bullish, while PB‑ROE and Asset‑MV lag. The composite fund score is 4.52, driven by strong profit‑to‑market and cash metrics but offset by valuation pressures, yielding a guarded outlook.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.81%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.81%

1M Return3.70%

Profit-MV

Value1.36

Score3/3

Weight16.06%

1M Return7.25%

Net income-Revenue

Value0.82

Score1/3

Weight11.30%

1M Return5.19%

PB-ROE

Value-0.91

Score0/3

Weight7.94%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.81%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.81%

1M Return3.70%

Cash-UP

Value-1.20

Score3/3

Weight9.43%

1M Return5.00%

Asset-MV

Value-0.55

Score1/3

Weight13.78%

1M Return6.12%

Cash-MV

Value-0.82

Score3/3

Weight14.25%

1M Return6.88%

Is CTBI fundamentally strong?

CTBI scores 4.52/10 on fundamentals and holds a Fair valuation at present. Backed by its 12.15% ROE, 34.70% net margin, 11.43 P/E ratio, 1.31 P/B ratio, and 18.00% earnings growth, these metrics solidify its Netural investment rating.