CTBI
Community Trust Bancorp·NASDAQ
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2.21 / 10
Underperform
Comprehensive analysis: concerning fundamentals (2.2/10). Positive dimensions: Total profit (YoY growth rate %) and Gross profit margin (%), with caution warranted for Net profit attributable to parent company shareholders / Net profit (%) and PB-ROE. Resulting position: prudent.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value9.42
Score2/3
Weight8.07%
1M Return3.75%
Value9.42
Score2/3
Weight8.07%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.41%
1M Return3.05%
Value100.00
Score1/3
Weight6.41%
1M Return3.05%
Profit-MV
Value1.42
Score0/3
Weight10.45%
1M Return4.15%
Value1.42
Score0/3
Weight10.45%
1M Return4.15%
PB-ROE
Value-0.89
Score1/3
Weight10.65%
1M Return4.93%
Value-0.89
Score1/3
Weight10.65%
1M Return4.93%
Asset-MV
Value-0.50
Score2/3
Weight17.13%
1M Return7.51%
Value-0.50
Score2/3
Weight17.13%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight12.04%
1M Return4.65%
Value0.16
Score1/3
Weight12.04%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Total profit (YoY growth rate %)
Value18.59
Score2/3
Weight8.22%
1M Return3.74%
Value18.59
Score2/3
Weight8.22%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight12.36%
1M Return5.25%
Value0.14
Score2/3
Weight12.36%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value9.42
Score2/3
Weight8.07%
1M Return3.75%
Value9.42
Score2/3
Weight8.07%
1M Return3.75%
Revenue-MV
Value0.16
Score1/3
Weight12.04%
1M Return4.65%
Value0.16
Score1/3
Weight12.04%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.41%
1M Return3.05%
Value100.00
Score1/3
Weight6.41%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Profit-MV
Value1.42
Score0/3
Weight10.45%
1M Return4.15%
Value1.42
Score0/3
Weight10.45%
1M Return4.15%
Total profit (YoY growth rate %)
Value18.59
Score2/3
Weight8.22%
1M Return3.74%
Value18.59
Score2/3
Weight8.22%
1M Return3.74%
PB-ROE
Value-0.89
Score1/3
Weight10.65%
1M Return4.93%
Value-0.89
Score1/3
Weight10.65%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight17.13%
1M Return7.51%
Value-0.50
Score2/3
Weight17.13%
1M Return7.51%
Cash-MV
Value0.14
Score2/3
Weight12.36%
1M Return5.25%
Value0.14
Score2/3
Weight12.36%
1M Return5.25%
Is CTBI undervalued or overvalued?
- CTBI scores 2.21/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.91% ROE, 34.10% net margin, 12.97 P/E ratio, 1.43 P/B ratio, and 17.73% earnings growth, these metrics solidify its Underperform investment rating.
