CRMT
America's Car-Mart·NASDAQ
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CRMT fundamentals
America's Car-Mart (CRMT) released its earnings on Dec 4, 2025: revenue was 350.20M (YoY +0.84%), beat estimates; EPS was -0.79 (YoY -229.17%), missed estimates.
Revenue / YoY
350.20M
+0.84%
EPS / YoY
-0.79
-229.17%
Report date
Dec 4, 2025
CRMT Earnings Call Summary for Q2,2026
- Strategic Restructuring: $20M annualized SG&A savings from store closures and headcount reduction, with 10% store footprint reduction.\n- Credit Strength: 14.6% YoY credit app growth, 76.5% of volume from top customer ranks, and 5% Auto Pay adoption.\n- Financial Flexibility: $300M term loan provides capital to rebuild inventory and execute Phase 2 cost savings.\n- Valuation Opportunity: Trading at 1/3 book value despite improving credit metrics (3.14% delinquencies) and strong operational execution.\n- Growth Catalysts: Tax season inventory rebuild, Phase 2 cost reductions, and LOS V2 portfolio maturation driving 76%+ of receivables.
EPS
Revenue
Revenue & Expenses
CRMT has released its 2026 Q2 earnings report, with revenue of 350.19M, reflecting a YoY change of 0.84%, and net profit of -22.47M, showing a YoY change of -540.71%. The Sankey diagram below clearly presents CRMT's revenue sources and cost distribution.
Key Indicators
America's Car-Mart (CRMT) key financial stats and ratios, covering profitability, financial health, and leverage.
America's Car-Mart (CRMT)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
America's Car-Mart (CRMT)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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America's Car-Mart (CRMT)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does America's Car-Mart (CRMT) generate its revenue? Explore its key revenue streams and top earning regions.
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Track America's Car-Mart (CRMT) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is America's Car-Mart's latest dividend and current dividend yield?Did America's Car-Mart beat or miss consensus estimates last quarter?What factors drove the changes in America's Car-Mart's revenue and profit?What is the market's earnings forecast for America's Car-Mart next quarter?What were the key takeaways from America's Car-Mart’s earnings call?What is the revenue and EPS growth rate for America's Car-Mart year over year?What is America's Car-Mart's gross profit margin?What guidance did America's Car-Mart's management provide for the next earnings period?
