Symbols

CPSS

Consumer Portfolio·NASDAQ

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CPSS fundamentals

CPSS Q4 2025 Earnings

Consumer Portfolio (CPSS) released its earnings on Mar 10, 2026: revenue was 109.41M (YoY +3.90%), missed estimates; EPS was 0.21 (YoY 0.00%), missed estimates.

Revenue / YoY

109.41M

+3.90%

EPS / YoY

0.21

0.00%

Report date

Mar 10, 2026

CPSS Earnings Call Summary for Q4,2025

Strategic Growth: 2025 revenue up 10% to $434 million, with $900 million prime program and AI-driven 8.4% origination boost.
Portfolio Cleanup: Reduced bad assets to 26% of $4 billion portfolio, targeting full elimination by 2026.
Operational Efficiency: 2% lower operating expenses, 14% lower employee costs as a portfolio percentage.
2026 Outlook: Favorable credit access, industry consolidation, and stable interest rates for margin expansion.

Earnings

EPS

Revenue

Revenue & Expenses

CPSS has released its 2025 Q4 earnings report, with revenue of 109.41M, reflecting a YoY change of 3.90%, and net profit of 4.98M, showing a YoY change of -3.19%. The Sankey diagram below clearly presents CPSS's revenue sources and cost distribution.

Key Indicators

Consumer Portfolio (CPSS) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Consumer Portfolio (CPSS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Consumer Portfolio (CPSS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Consumer Portfolio (CPSS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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