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CNOB

ConnectOne·NASDAQ
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CNOB fundamentals

ConnectOne (CNOB) released its earnings on Jan 29, 2026: revenue was 114.63M (YoY +64.59%), missed estimates; EPS was 0.75 (YoY +53.06%), beat estimates.
Revenue / YoY
114.63M
+64.59%
EPS / YoY
0.75
+53.06%
Report date
Jan 29, 2026
CNOB Earnings Call Summary for Q4,2025
  • Record Growth and Integration: $14 billion in assets post-merger, with 5% annualized deposit and loan growth. NIM expanded 5 bps per 25 bps rate cut and 5 bps per quarter from loan repricing.
  • Deposit Quality and Margin Guidance: Brokered deposits reduced to 6%, with 2026 NIM targeting 3.35-3.40%. 4% OpEx growth offset by $4 million+ SBA loan sales.
  • Capital Flexibility: TCE ratio at 8.62%, targeting 9% for dividend/buyback flexibility. AI-driven efficiency and branch closures to enhance operating leverage.
  • Strategic Initiatives: M&A focus on New York metro market, with disciplined approach to balance sheet growth and risk management.
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Key Indicators

ConnectOne (CNOB) key financial stats and ratios, covering profitability, financial health, and leverage.
ConnectOne (CNOB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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ConnectOne (CNOB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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ConnectOne (CNOB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does ConnectOne (CNOB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track ConnectOne (CNOB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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