CLBK
Columbia Financial·NASDAQ
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3.51 / 10
Netural
The fundamental assessment scores 3.5/10, highlighting vulnerabilities such as a low net assets per share growth rate (5.62%) and potential profit compression, while a high total profit to EBIT ratio (100%) and strong gross profit margin (36.7%) offer partial relief. Overall, the balance sheet and earnings quality remain concerning, warranting caution.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value5.62
Score1/3
Weight6.79%
1M Return3.39%
Value5.62
Score1/3
Weight6.79%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.96%
1M Return3.05%
Value100.00
Score1/3
Weight5.96%
1M Return3.05%
Profit-MV
Value-0.84
Score2/3
Weight11.01%
1M Return5.27%
Value-0.84
Score2/3
Weight11.01%
1M Return5.27%
PB-ROE
Value1.41
Score1/3
Weight9.90%
1M Return4.93%
Value1.41
Score1/3
Weight9.90%
1M Return4.93%
Asset-MV
Value-0.50
Score2/3
Weight15.92%
1M Return7.51%
Value-0.50
Score2/3
Weight15.92%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight11.19%
1M Return4.65%
Value0.16
Score1/3
Weight11.19%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.80%
1M Return3.43%
Value36.70
Score3/3
Weight6.80%
1M Return3.43%
Total profit (YoY growth rate %)
Value345.52
Score3/3
Weight9.63%
1M Return4.68%
Value345.52
Score3/3
Weight9.63%
1M Return4.68%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.80%
1M Return3.43%
Value100.00
Score3/3
Weight6.80%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight15.99%
1M Return7.61%
Value0.14
Score3/3
Weight15.99%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value5.62
Score1/3
Weight6.79%
1M Return3.39%
Value5.62
Score1/3
Weight6.79%
1M Return3.39%
Revenue-MV
Value0.16
Score1/3
Weight11.19%
1M Return4.65%
Value0.16
Score1/3
Weight11.19%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.96%
1M Return3.05%
Value100.00
Score1/3
Weight5.96%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.80%
1M Return3.43%
Value36.70
Score3/3
Weight6.80%
1M Return3.43%
Profit-MV
Value-0.84
Score2/3
Weight11.01%
1M Return5.27%
Value-0.84
Score2/3
Weight11.01%
1M Return5.27%
Total profit (YoY growth rate %)
Value345.52
Score3/3
Weight9.63%
1M Return4.68%
Value345.52
Score3/3
Weight9.63%
1M Return4.68%
PB-ROE
Value1.41
Score1/3
Weight9.90%
1M Return4.93%
Value1.41
Score1/3
Weight9.90%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.80%
1M Return3.43%
Value100.00
Score3/3
Weight6.80%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight15.92%
1M Return7.51%
Value-0.50
Score2/3
Weight15.92%
1M Return7.51%
Cash-MV
Value0.14
Score3/3
Weight15.99%
1M Return7.61%
Value0.14
Score3/3
Weight15.99%
1M Return7.61%
Is CLBK undervalued or overvalued?
- CLBK scores 3.51/10 on fundamentals and holds a Fair valuation at present. Backed by its 3.25% ROE, 6.98% net margin, 129.68 P/E ratio, 1.69 P/B ratio, and 0.00% earnings growth, these metrics solidify its Netural investment rating.
