CIVB
Civista Bancshares·NASDAQ
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CIVB fundamentals
Civista Bancshares (CIVB) released its earnings on Jan 29, 2026: revenue was 46.34M (YoY +14.78%), beat estimates; EPS was 0.75 (YoY +19.05%), beat estimates.
Revenue / YoY
46.34M
+14.78%
EPS / YoY
0.75
+19.05%
Report date
Jan 29, 2026
CIVB Earnings Call Summary for Q4,2025
- Record Q4 Earnings: $12.3M net income (+24% YoY), driven by 55% pre-provision revenue growth.
- Strategic Acquisition: Farmers Savings Bank adds $342M in low-cost deposits, fueling mid-single-digit loan growth.
- Margin Expansion: NIM +11 bps to 3.69%; 2026 guidance for 5-7 bps expansion.
- Dividend Boost: 3.2% yield signals confidence in 46% YoY net income growth.
- Credit Strength: NPLs at 0.95%, CRE ratio reduced to 275%, with $1.28B allowance coverage.
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Key Indicators
Civista Bancshares (CIVB) key financial stats and ratios, covering profitability, financial health, and leverage.
Civista Bancshares (CIVB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Civista Bancshares (CIVB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Civista Bancshares (CIVB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Civista Bancshares (CIVB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Civista Bancshares (CIVB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Civista Bancshares's revenue and profit?What is Civista Bancshares's gross profit margin?Did Civista Bancshares beat or miss consensus estimates last quarter?What does Civista Bancshares do and what are its main business segments?What guidance did Civista Bancshares's management provide for the next earnings period?What is the revenue and EPS growth rate for Civista Bancshares year over year?What were the key takeaways from Civista Bancshares's earnings call?What is Civista Bancshares's latest dividend and current dividend yield?
