CIVB
Civista Bancshares·NASDAQ
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CIVB fundamentals
Civista Bancshares (CIVB) released its earnings on Oct 23, 2025: revenue was 44.10M (YoY +13.31%), beat estimates; EPS was 0.68 (YoY +28.30%), beat estimates.
Revenue / YoY
44.10M
+13.31%
EPS / YoY
0.68
+28.30%
Report date
Oct 23, 2025
CIVB Earnings Call Summary for Q3,2025
- Record Q3 Results: $12.8M net income (+53% YoY), driving 61.5% efficiency ratio.
- Strategic Merger: Farmers Savings Bank deal to close by mid-November.
- Growth Catalysts: $80.5M capital raise, mid-single-digit loan growth guidance.
- Margin Expansion: 5 basis points Q4, supporting 2026 organic expansion.
- Risk Management: 288% CRE concentration, 1.30% ACL ratio.
- Shareholder Return: $0.17 quarterly dividend (25% payout ratio).
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Key Indicators
Civista Bancshares (CIVB) key financial stats and ratios, covering profitability, financial health, and leverage.
Civista Bancshares (CIVB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Civista Bancshares (CIVB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Civista Bancshares (CIVB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Civista Bancshares (CIVB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Civista Bancshares (CIVB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Civista Bancshares's earnings call?What factors drove the changes in Civista Bancshares's revenue and profit?What guidance did Civista Bancshares's management provide for the next earnings period?What is Civista Bancshares's gross profit margin?What does Civista Bancshares do and what are its main business segments?What is Civista Bancshares's latest dividend and current dividend yield?What is the market's earnings forecast for Civista Bancshares next quarter?What is the revenue and EPS growth rate for Civista Bancshares year over year?
