CINF
Cincinnati Financial·NASDAQ
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CINF fundamentals
Cincinnati Financial (CINF) released its earnings on Oct 27, 2025: revenue was 2.57B (YoY +11.74%), missed estimates; EPS was 2.85 (YoY +100.70%), beat estimates.
Revenue / YoY
2.57B
+11.74%
EPS / YoY
2.85
+100.70%
Report date
Oct 27, 2025
CINF Earnings Call Summary for Q3,2025
- Record Financial Performance: Q3 net income $1.1B, operating income $449M (2x YoY), P/C combined ratio 88.2% (down 9.2pts).
- Strong Investment Results: 14% YoY growth in investment income, bond yield 5.10%, equity portfolio gains $846M pre-tax.
- Market Leadership: 9% P/C premium growth, 14% in Personal Lines, 11% in E&S; California E&S expansion continues post-Wildfire.
- Resilient Reserving: 30+ years of favorable reserve development, 2025 Q3 net favorable $22M (0.9pts to ratio).
- Capital Strength: $5.5B parent company liquidity, 8.9% Value Creation Ratio, book value $98.76/share (+10% YoY).
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Revenue
Revenue & Expenses
Key Indicators
Cincinnati Financial (CINF) key financial stats and ratios, covering profitability, financial health, and leverage.
Cincinnati Financial (CINF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Cincinnati Financial (CINF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cincinnati Financial (CINF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Cincinnati Financial (CINF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Cincinnati Financial (CINF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Cincinnati Financial do and what are its main business segments?What is the market's earnings forecast for Cincinnati Financial next quarter?What is Cincinnati Financial's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Cincinnati Financial year over year?What is Cincinnati Financial's gross profit margin?What were the key takeaways from Cincinnati Financial’s earnings call?Did Cincinnati Financial beat or miss consensus estimates last quarter?What were the key takeaways from Cincinnati Financial's earnings call?
