Cincinnati Financial (CINF) Fundamental Analysis: Revenue, Earnings & Valuation

7.17 / 10

Outperform

Fundamental analysis rates CINF as Outperform with a 7.2/10 score. Strong accounts‑receivable turnover (23.6) and fixed‑asset turnover (9,771) boost the view, while diluted EPS and net‑profit growth rates are weak, dragging some scores. Overall fundamentals remain encouraging.

Analysis Checks(8/10)

Revenue-MV

Value0.33

Score3/3

Weight17.95%

1M Return4.39%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight13.01%

1M Return2.92%

Accounts receivable turnover ratio

Value23.61

Score3/3

Weight11.70%

1M Return2.64%

Cash-UP

Value-0.15

Score3/3

Weight17.01%

1M Return4.55%

Fixed assets turnover ratio

Value9771.06

Score3/3

Weight10.79%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value34.91

Score2/3

Weight10.66%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value4.40

Score0/3

Weight-0.20%

1M Return-0.05%

Asset-MV

Value-0.55

Score2/3

Weight11.45%

1M Return2.63%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value4.41

Score0/3

Weight-3.47%

1M Return-0.94%

Current ratio

Value3.80

Score3/3

Weight11.11%

1M Return2.53%

Is CINF undervalued or overvalued?

CINF scores 7.17/10 on fundamentals and holds a Discounted valuation at present. Backed by its 16.04% ROE, 18.95% net margin, 10.25 P/E ratio, 1.54 P/B ratio, and 4.57% earnings growth, these metrics solidify its Outperform investment rating.