CHYM
Chime Financial·NASDAQ
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CHYM fundamentals
Chime Financial (CHYM) released its earnings on Nov 5, 2025: revenue was 544.00M (YoY +28.95%), beat estimates; EPS was 0.15 (YoY +144.12%), beat estimates.
Revenue / YoY
544.00M
+28.95%
EPS / YoY
0.15
+144.12%
Report date
Nov 5, 2025
CHYM Earnings Call Summary for Q3,2025
- Revenue Surge: 29% YoY growth to $520M, fueled by 21% active member expansion to 9.1M.
- Profitability Boost: EBITDA margin jumps to 5% (vs. -4% 2023), with MyPay at 45% transaction margin.
- Product Momentum: Chime Card adoption drives 175bps interchange, OIT volume surges 4x YoY with 1.75% fee.
- Strategic Repurchase: $200M buyback announced amid strong cash flow and 2026 EBITDA margin >55%.
- Market Leadership: #1 U.S. banking brand by consumer ranking, with 41% unaided awareness in online banking.
EPS
Revenue
Revenue & Expenses
CHYM has released its 2025 Q3 earnings report, with revenue of 543.52M, reflecting a YoY change of 28.84%, and net profit of -54.72M, showing a YoY change of -148.44%. The Sankey diagram below clearly presents CHYM's revenue sources and cost distribution.
Key Indicators
Chime Financial (CHYM) key financial stats and ratios, covering profitability, financial health, and leverage.
Chime Financial (CHYM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Chime Financial (CHYM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Chime Financial (CHYM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Chime Financial (CHYM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Chime Financial (CHYM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Chime Financial's gross profit margin?What is the revenue and EPS growth rate for Chime Financial year over year?What guidance did Chime Financial's management provide for the next earnings period?What were the key takeaways from Chime Financial’s earnings call?What is the market's earnings forecast for Chime Financial next quarter?What does Chime Financial do and what are its main business segments?What is Chime Financial's latest dividend and current dividend yield?Did Chime Financial beat or miss consensus estimates last quarter?
