Chime Financial (CHYM) Fundamental Analysis: Revenue, Earnings & Valuation

7.84 / 10

Outperform

Fundamental analysis rates the stock Outperform with a 7.8/10 score. Key strengths are PB‑ROE, Asset‑MV and Revenue‑MV, delivering strong Q values. Weaknesses appear in operating‑revenue YoY growth and cash‑flow YoY. The fund‑score of 7.84 reinforces a favorable valuation.

Analysis Checks(4/10)

Revenue-MV

Value-0.45

Score3/3

Weight36.23%

1M Return46.69%

Days sales outstanding

Value39.02

Score0/3

Weight-2.13%

1M Return-2.87%

Profit-MV

Value0.68

Score0/3

Weight-2.84%

1M Return-4.08%

Net income-Revenue

Value-0.04

Score3/3

Weight19.09%

1M Return26.51%

PB-ROE

Value3.60

Score3/3

Weight36.39%

1M Return51.53%

Net cash flow from operating activities (YoY growth rate %)

Value-17.71

Score0/3

Weight-2.12%

1M Return-2.67%

Operating revenue (YoY growth rate %)

Value30.69

Score1/3

Weight0.92%

1M Return0.97%

Asset-MV

Value-0.55

Score2/3

Weight11.98%

1M Return14.96%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-3884.91

Score1/3

Weight0.70%

1M Return0.74%

Cash-MV

Value-1.89

Score1/3

Weight1.78%

1M Return1.93%

Is CHYM undervalued or overvalued?

CHYM scores 7.84/10 on fundamentals and holds a Discounted valuation at present. Backed by its -85.54% ROE, -46.18% net margin, -7.05 P/E ratio, 5.08 P/B ratio, and -994.87% earnings growth, these metrics solidify its Outperform investment rating.