CHYM
Chime Financial·NASDAQ
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8.40 / 10
Outperform
CHYM's fundamentals score 8.4/10, indicating superior investment quality. Key bullish drivers include PB-ROE (2.6965, Group 4) and Asset-MV (-0.5066, Group 1), both historically associated with positive returns (25.93% one-month return for PB-ROE). Revenue-MV (-0.3555, Group 1) also contributes positively. However, some factors like Profit-MV (0.4743, Group 1) show negative historical returns (-3.56% one-month). Overall, the fundamental picture supports an excellent investment view despite minor drawbacks in accounts receivable and current assets turnover.
Analysis Checks(5/10)
Revenue-MV
Value-0.36
Score3/3
Weight30.30%
1M Return16.60%
Value-0.36
Score3/3
Weight30.30%
1M Return16.60%
Profit-MV
Value0.47
Score0/3
Weight-5.68%
1M Return-3.56%
Value0.47
Score0/3
Weight-5.68%
1M Return-3.56%
Accounts receivable turnover ratio
Value7.01
Score1/3
Weight2.23%
1M Return1.09%
Value7.01
Score1/3
Weight2.23%
1M Return1.09%
Income tax / Total profit (%)
Value-0.08
Score0/3
Weight-3.66%
1M Return-2.21%
Value-0.08
Score0/3
Weight-3.66%
1M Return-2.21%
Total assets turnover ratio
Value0.93
Score2/3
Weight3.32%
1M Return2.09%
Value0.93
Score2/3
Weight3.32%
1M Return2.09%
Days sales outstanding
Value38.52
Score1/3
Weight-1.69%
1M Return-1.09%
Value38.52
Score1/3
Weight-1.69%
1M Return-1.09%
Net income-Revenue
Value-0.15
Score3/3
Weight21.40%
1M Return11.99%
Value-0.15
Score3/3
Weight21.40%
1M Return11.99%
PB-ROE
Value2.70
Score3/3
Weight39.67%
1M Return25.93%
Value2.70
Score3/3
Weight39.67%
1M Return25.93%
Current assets turnover ratio
Value1.04
Score1/3
Weight2.70%
1M Return1.31%
Value1.04
Score1/3
Weight2.70%
1M Return1.31%
Asset-MV
Value-0.51
Score2/3
Weight11.41%
1M Return6.93%
Value-0.51
Score2/3
Weight11.41%
1M Return6.93%
Revenue-MV
Value-0.36
Score3/3
Weight30.30%
1M Return16.60%
Value-0.36
Score3/3
Weight30.30%
1M Return16.60%
Days sales outstanding
Value38.52
Score1/3
Weight-1.69%
1M Return-1.09%
Value38.52
Score1/3
Weight-1.69%
1M Return-1.09%
Profit-MV
Value0.47
Score0/3
Weight-5.68%
1M Return-3.56%
Value0.47
Score0/3
Weight-5.68%
1M Return-3.56%
Net income-Revenue
Value-0.15
Score3/3
Weight21.40%
1M Return11.99%
Value-0.15
Score3/3
Weight21.40%
1M Return11.99%
Accounts receivable turnover ratio
Value7.01
Score1/3
Weight2.23%
1M Return1.09%
Value7.01
Score1/3
Weight2.23%
1M Return1.09%
PB-ROE
Value2.70
Score3/3
Weight39.67%
1M Return25.93%
Value2.70
Score3/3
Weight39.67%
1M Return25.93%
Income tax / Total profit (%)
Value-0.08
Score0/3
Weight-3.66%
1M Return-2.21%
Value-0.08
Score0/3
Weight-3.66%
1M Return-2.21%
Current assets turnover ratio
Value1.04
Score1/3
Weight2.70%
1M Return1.31%
Value1.04
Score1/3
Weight2.70%
1M Return1.31%
Total assets turnover ratio
Value0.93
Score2/3
Weight3.32%
1M Return2.09%
Value0.93
Score2/3
Weight3.32%
1M Return2.09%
Asset-MV
Value-0.51
Score2/3
Weight11.41%
1M Return6.93%
Value-0.51
Score2/3
Weight11.41%
1M Return6.93%
Is CHYM undervalued or overvalued?
- CHYM scores 8.40/10 on fundamentals and holds a Discounted valuation at present. Backed by its -80.34% ROE, -47.67% net margin, -8.22 P/E ratio, 5.61 P/B ratio, and 0.00% earnings growth, these metrics solidify its Outperform investment rating.
