Chemung Financial (CHMG) Fundamental Analysis: Revenue, Earnings & Valuation

5.08 / 10

Netural

Evaluation yields 5.1/10, reflecting mixed financial health. Key positives: Profit-MV and Current liabilities / Total liabilities (%), offset by weaknesses in Revenue-MV and Net income-Revenue. This configuration appears cautious.

Analysis Checks(8/10)

Revenue-MV

Value-0.42

Score0/3

Weight3.50%

1M Return1.55%

Annualized return on equity (%)

Value6.43

Score2/3

Weight8.12%

1M Return3.62%

Current liabilities / Total liabilities (%)

Value50.17

Score3/3

Weight7.63%

1M Return3.49%

Profit-MV

Value0.72

Score2/3

Weight13.95%

1M Return5.25%

Net income-Revenue

Value0.34

Score1/3

Weight11.96%

1M Return4.79%

Non-current liabilities / Total liabilities (%)

Value52.30

Score3/3

Weight7.63%

1M Return3.49%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.62%

1M Return3.49%

Cash-UP

Value-0.01

Score3/3

Weight15.20%

1M Return6.11%

ROE (%)

Value6.43

Score2/3

Weight8.12%

1M Return3.62%

Cash-MV

Value0.39

Score3/3

Weight16.26%

1M Return6.44%

Is CHMG fundamentally strong?

CHMG scores 5.08/10 on fundamentals and holds a Fair valuation at present. Backed by its 6.43% ROE, 15.88% net margin, 17.38 P/E ratio, 1.03 P/B ratio, and -36.69% earnings growth, these metrics solidify its Netural investment rating.