City Holding (CHCO) Fundamental Analysis: Revenue, Earnings & Valuation

2.61 / 10

Underperform

Fundamental assessment rates Underperform (2.6/10). Strengths include rising net income‑revenue and cash growth, while PB‑ROE, profit‑MV, asset‑MV and cash‑MV lag. Gross margin is healthy at 41.8%, but overall quality remains low, indicating defensive positioning.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight8.28%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight8.27%

1M Return3.70%

Profit-MV

Value1.15

Score0/3

Weight8.94%

1M Return4.03%

Net income-Revenue

Value0.91

Score2/3

Weight15.12%

1M Return5.96%

PB-ROE

Value-0.80

Score0/3

Weight9.66%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight8.28%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.27%

1M Return3.70%

Cash-UP

Value-0.36

Score3/3

Weight11.46%

1M Return5.00%

Asset-MV

Value-0.55

Score0/3

Weight11.06%

1M Return4.68%

Cash-MV

Value-0.45

Score1/3

Weight10.67%

1M Return4.31%

Is CHCO undervalued or overvalued?

CHCO scores 2.61/10 on fundamentals and holds a Premium valuation at present. Backed by its 16.79% ROE, 41.53% net margin, 13.55 P/E ratio, 2.16 P/B ratio, and 13.02% earnings growth, these metrics solidify its Underperform investment rating.