Capital City Bank (CCBG) Fundamental Analysis: Revenue, Earnings & Valuation

2.82 / 10

Underperform

Fundamentally, CCBG is rated Underperform with a 2.8/10 score. Profit‑MV and a 41.8% gross margin are strengths, while PB‑ROE and cash metrics lag, yielding overall subdued fundamentals.

Analysis Checks(5/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.60%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.60%

1M Return3.70%

Profit-MV

Value1.21

Score3/3

Weight17.93%

1M Return7.25%

Net income-Revenue

Value0.28

Score1/3

Weight12.61%

1M Return5.19%

PB-ROE

Value-0.90

Score0/3

Weight8.87%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.60%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.60%

1M Return3.70%

Cash-UP

Value-0.95

Score1/3

Weight7.39%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight15.38%

1M Return6.12%

Cash-MV

Value-0.79

Score0/3

Weight7.45%

1M Return3.50%

Is CCBG fundamentally strong?

CCBG scores 2.82/10 on fundamentals and holds a Premium valuation at present. Backed by its 11.75% ROE, 24.23% net margin, 12.32 P/E ratio, 1.37 P/B ratio, and 15.71% earnings growth, these metrics solidify its Underperform investment rating.