Cathay General Bancorp (CATY) Fundamental Analysis: Revenue, Earnings & Valuation

3.63 / 10

Netural

Fundamental assessment rates CATY at 3.6/10, indicating poor fundamentals. PB‑ROE is negative, Asset‑MV and Revenue‑MV lag peers, though Profit‑MV and Net‑income‑Revenue are modestly strong. Overall, the financial standing is constrained.

Analysis Checks(8/10)

Revenue-MV

Value-0.59

Score2/3

Weight13.16%

1M Return6.11%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.71%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.70%

1M Return3.48%

Profit-MV

Value1.43

Score3/3

Weight13.97%

1M Return6.52%

Net income-Revenue

Value1.06

Score2/3

Weight12.60%

1M Return6.11%

PB-ROE

Value-0.92

Score0/3

Weight7.83%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.71%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.71%

1M Return3.48%

Asset-MV

Value-0.55

Score1/3

Weight14.82%

1M Return6.13%

Cash-MV

Value-0.53

Score2/3

Weight10.78%

1M Return5.35%

Is CATY undervalued or overvalued?

CATY scores 3.63/10 on fundamentals and holds a Fair valuation at present. Backed by its 10.92% ROE, 38.53% net margin, 10.54 P/E ratio, 1.14 P/B ratio, and 14.61% earnings growth, these metrics solidify its Netural investment rating.