CATY
Cathay General Bancorp·NASDAQ
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1.54 / 10
Underperform
CATY's fundamental framework scores 1.5/10, indicating poor quality. Key weaknesses include a low net assets per share growth rate (5.84%) and suboptimal net profit ratio (0%), despite a healthy gross profit margin (36.7%) and strong total profit to EBIT ratio (100%). This combination suggests limited profitability and asset growth, making the fundamental case challenging.
Analysis Checks(3/10)
Net assets per share (growth rate compared to beginning of year %)
Value5.84
Score1/3
Weight8.24%
1M Return3.39%
Value5.84
Score1/3
Weight8.24%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.23%
1M Return3.05%
Value100.00
Score1/3
Weight7.23%
1M Return3.05%
Profit-MV
Value0.24
Score0/3
Weight11.79%
1M Return4.15%
Value0.24
Score0/3
Weight11.79%
1M Return4.15%
PB-ROE
Value1.41
Score0/3
Weight9.24%
1M Return3.61%
Value1.41
Score0/3
Weight9.24%
1M Return3.61%
Asset-MV
Value-0.50
Score1/3
Weight17.16%
1M Return5.76%
Value-0.50
Score1/3
Weight17.16%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.82%
1M Return3.16%
Value0.16
Score0/3
Weight7.82%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.26%
1M Return3.43%
Value36.70
Score3/3
Weight8.26%
1M Return3.43%
Total profit (YoY growth rate %)
Value19.91
Score1/3
Weight8.07%
1M Return3.23%
Value19.91
Score1/3
Weight8.07%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.26%
1M Return3.43%
Value100.00
Score3/3
Weight8.26%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight13.94%
1M Return5.25%
Value0.14
Score2/3
Weight13.94%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value5.84
Score1/3
Weight8.24%
1M Return3.39%
Value5.84
Score1/3
Weight8.24%
1M Return3.39%
Revenue-MV
Value0.16
Score0/3
Weight7.82%
1M Return3.16%
Value0.16
Score0/3
Weight7.82%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.23%
1M Return3.05%
Value100.00
Score1/3
Weight7.23%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.26%
1M Return3.43%
Value36.70
Score3/3
Weight8.26%
1M Return3.43%
Profit-MV
Value0.24
Score0/3
Weight11.79%
1M Return4.15%
Value0.24
Score0/3
Weight11.79%
1M Return4.15%
Total profit (YoY growth rate %)
Value19.91
Score1/3
Weight8.07%
1M Return3.23%
Value19.91
Score1/3
Weight8.07%
1M Return3.23%
PB-ROE
Value1.41
Score0/3
Weight9.24%
1M Return3.61%
Value1.41
Score0/3
Weight9.24%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.26%
1M Return3.43%
Value100.00
Score3/3
Weight8.26%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight17.16%
1M Return5.76%
Value-0.50
Score1/3
Weight17.16%
1M Return5.76%
Cash-MV
Value0.14
Score2/3
Weight13.94%
1M Return5.25%
Value0.14
Score2/3
Weight13.94%
1M Return5.25%
Is CATY undervalued or overvalued?
- CATY scores 1.54/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.82% ROE, 39.00% net margin, 11.93 P/E ratio, 1.25 P/B ratio, and 9.30% earnings growth, these metrics solidify its Underperform investment rating.
