CASH
Pathward Financial·NASDAQ
--
--(--)
--
--(--)
3.36 / 10
Netural
Fundamental assessment is neutral with a score of 3.36/10. Key positives include a robust 36.7% gross profit margin and a strong 100% total profit to EBIT ratio, both in performance group 1. However, these are offset by weaknesses in PB-ROE (1.41) and a low 2.03% year-over-year profit growth. Net assets per share grew 13.83%, but this alone is insufficient to elevate the overall fundamental grade, resulting in a constrained investment case.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value13.83
Score0/3
Weight4.10%
1M Return2.09%
Value13.83
Score0/3
Weight4.10%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value99.51
Score2/3
Weight10.37%
1M Return4.63%
Value99.51
Score2/3
Weight10.37%
1M Return4.63%
Profit-MV
Value-0.06
Score3/3
Weight16.97%
1M Return6.98%
Value-0.06
Score3/3
Weight16.97%
1M Return6.98%
PB-ROE
Value1.41
Score1/3
Weight10.68%
1M Return4.93%
Value1.41
Score1/3
Weight10.68%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight9.92%
1M Return4.22%
Value-0.50
Score0/3
Weight9.92%
1M Return4.22%
Revenue-MV
Value-0.17
Score3/3
Weight16.92%
1M Return7.25%
Value-0.17
Score3/3
Weight16.92%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.34%
1M Return3.43%
Value36.70
Score3/3
Weight7.34%
1M Return3.43%
Total profit (YoY growth rate %)
Value2.03
Score0/3
Weight3.96%
1M Return2.05%
Value2.03
Score0/3
Weight3.96%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.34%
1M Return3.43%
Value100.00
Score3/3
Weight7.34%
1M Return3.43%
Cash-MV
Value1.78
Score2/3
Weight12.40%
1M Return5.25%
Value1.78
Score2/3
Weight12.40%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value13.83
Score0/3
Weight4.10%
1M Return2.09%
Value13.83
Score0/3
Weight4.10%
1M Return2.09%
Revenue-MV
Value-0.17
Score3/3
Weight16.92%
1M Return7.25%
Value-0.17
Score3/3
Weight16.92%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value99.51
Score2/3
Weight10.37%
1M Return4.63%
Value99.51
Score2/3
Weight10.37%
1M Return4.63%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.34%
1M Return3.43%
Value36.70
Score3/3
Weight7.34%
1M Return3.43%
Profit-MV
Value-0.06
Score3/3
Weight16.97%
1M Return6.98%
Value-0.06
Score3/3
Weight16.97%
1M Return6.98%
Total profit (YoY growth rate %)
Value2.03
Score0/3
Weight3.96%
1M Return2.05%
Value2.03
Score0/3
Weight3.96%
1M Return2.05%
PB-ROE
Value1.41
Score1/3
Weight10.68%
1M Return4.93%
Value1.41
Score1/3
Weight10.68%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.34%
1M Return3.43%
Value100.00
Score3/3
Weight7.34%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight9.92%
1M Return4.22%
Value-0.50
Score0/3
Weight9.92%
1M Return4.22%
Cash-MV
Value1.78
Score2/3
Weight12.40%
1M Return5.25%
Value1.78
Score2/3
Weight12.40%
1M Return5.25%
Is CASH undervalued or overvalued?
- CASH scores 3.36/10 on fundamentals and holds a Fair valuation at present. Backed by its 4.11% ROE, 23.13% net margin, 10.68 P/E ratio, 2.39 P/B ratio, and 16.20% earnings growth, these metrics solidify its Netural investment rating.
