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CACC

Credit Acceptance·NASDAQ
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CACC fundamentals

Credit Acceptance (CACC) released its earnings on Oct 30, 2025: revenue was 582.40M (YoY +5.83%), missed estimates; EPS was 10.28 (YoY +16.95%), beat estimates.
Revenue / YoY
582.40M
+5.83%
EPS / YoY
10.28
+16.95%
Report date
Oct 30, 2025
CACC Earnings Call Summary for Q3,2025
  • Portfolio strength: $9.1B loan portfolio (up 2% YoY) despite 5.1% market share decline.
  • Operational resilience: 70% faster dealer tech rollouts and 11th year as Best Workplace.
  • Financial stability: G&A stable at $36M, no ABS covenant breaches.
  • Strategic focus: Balancing competitive pressures with long-term profitability through adaptive scorecard.
  • Risk management: $38M contingent losses isolated to legal matters, no core business impact.
EPS
Revenue

Revenue & Expenses

CACC has released its 2025 Q3 earnings report, with revenue of 582.40M, reflecting a YoY change of 5.83%, and net profit of 108.20M, showing a YoY change of 37.31%. The Sankey diagram below clearly presents CACC's revenue sources and cost distribution.

Key Indicators

Credit Acceptance (CACC) key financial stats and ratios, covering profitability, financial health, and leverage.
Credit Acceptance (CACC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Credit Acceptance (CACC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Credit Acceptance (CACC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Credit Acceptance (CACC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Credit Acceptance (CACC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield