BOTJ
Bank Of The James Financial·NASDAQ
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3.95 / 10
Netural
BOTJ's fundamental score is 4.0/10, indicating neutral to below-average strength. Key positives include a healthy gross profit margin of 36.7% and a 100% ratio of total profit to EBIT, both of which rank in the top quartile for performance. However, the net profit attributable to parent shareholders to net profit ratio of 100% and the negative asset-to-market value difference place it in lower-performing groups. The total profit year-over-year growth rate is -2.51%, signaling shrinking earnings. Overall, the fundamentals are a mixed bag, warranting a guarded stance.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value18.66
Score3/3
Weight9.66%
1M Return4.47%
Value18.66
Score3/3
Weight9.66%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.07%
1M Return3.05%
Value100.00
Score1/3
Weight6.07%
1M Return3.05%
Profit-MV
Value0.13
Score2/3
Weight11.21%
1M Return5.27%
Value0.13
Score2/3
Weight11.21%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight14.98%
1M Return6.02%
Value1.41
Score3/3
Weight14.98%
1M Return6.02%
Asset-MV
Value-0.50
Score1/3
Weight14.40%
1M Return5.76%
Value-0.50
Score1/3
Weight14.40%
1M Return5.76%
Revenue-MV
Value0.16
Score3/3
Weight15.96%
1M Return7.25%
Value0.16
Score3/3
Weight15.96%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.93%
1M Return3.43%
Value36.70
Score3/3
Weight6.93%
1M Return3.43%
Total profit (YoY growth rate %)
Value-2.51
Score0/3
Weight3.73%
1M Return2.05%
Value-2.51
Score0/3
Weight3.73%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.93%
1M Return3.43%
Value100.00
Score3/3
Weight6.93%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight10.14%
1M Return4.21%
Value0.14
Score1/3
Weight10.14%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value18.66
Score3/3
Weight9.66%
1M Return4.47%
Value18.66
Score3/3
Weight9.66%
1M Return4.47%
Revenue-MV
Value0.16
Score3/3
Weight15.96%
1M Return7.25%
Value0.16
Score3/3
Weight15.96%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.07%
1M Return3.05%
Value100.00
Score1/3
Weight6.07%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.93%
1M Return3.43%
Value36.70
Score3/3
Weight6.93%
1M Return3.43%
Profit-MV
Value0.13
Score2/3
Weight11.21%
1M Return5.27%
Value0.13
Score2/3
Weight11.21%
1M Return5.27%
Total profit (YoY growth rate %)
Value-2.51
Score0/3
Weight3.73%
1M Return2.05%
Value-2.51
Score0/3
Weight3.73%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight14.98%
1M Return6.02%
Value1.41
Score3/3
Weight14.98%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.93%
1M Return3.43%
Value100.00
Score3/3
Weight6.93%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight14.40%
1M Return5.76%
Value-0.50
Score1/3
Weight14.40%
1M Return5.76%
Cash-MV
Value0.14
Score1/3
Weight10.14%
1M Return4.21%
Value0.14
Score1/3
Weight10.14%
1M Return4.21%
Is BOTJ fundamentally strong?
- BOTJ scores 3.95/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.88% ROE, 16.74% net margin, 11.74 P/E ratio, 1.21 P/B ratio, and -5.91% earnings growth, these metrics solidify its Netural investment rating.
