BMRC
Bank Of Marin Bancorp·NASDAQ
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BMRC fundamentals
Bank Of Marin Bancorp (BMRC) released its earnings on Jan 26, 2026: revenue was 34.00M (YoY +21.50%), beat estimates; EPS was -2.49 (YoY -755.26%), missed estimates.
Revenue / YoY
34.00M
+21.50%
EPS / YoY
-2.49
-755.26%
Report date
Jan 26, 2026
BMRC Earnings Call Summary for Q4,2025
- Record Loan Growth: Q4 originations of $141M, with 79% Y/Y increase in funded loans, driven by new hires and diversified commercial lending.
- Improved Credit Metrics: Classified loans down 35% Q/Q to 1.5%, and nonaccrual loans at 1.3%, reflecting successful workout efforts.
- Balance Sheet Restructuring: $39.5M net loss due to security sales, but non-GAAP EPS of $0.59 and 25bp NIM lift expected over 12 months.
- Margin Expansion Potential: Targeting mid-single-digit loan growth and 4% NIM over time, supported by deposit cost reductions and asset repricing.
- Capital Strength: Maintained strong capital levels post-restructuring, with options for future share buybacks or M&A.
EPS
Actual | 0.53 | 0.55 | 0.55 | 0.6 | 0.66 | 0.71 | 0.35 | 0.61 | 0.66 | 0.69 | 0.76 | 0.81 | 0.59 | 0.28 | 0.33 | 0.04 | 0.18 | -1.36 | 0.28 | 0.38 | 0.3 | -0.53 | 0.47 | -2.49 | ||||||||||
Forecast | 0.514 | 0.412 | 0.516 | 0.474 | 0.504 | 0.614 | 0.075 | 0.595 | 0.625 | 0.6517 | 0.74 | 0.798 | 0.6567 | 0.4267 | 0.3183 | 0.32 | 0.2617 | 0.1633 | 0.265 | 0.3233 | 0.315 | -0.5275 | 0.4133 | 0.4925 | ||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +3.11% | +33.50% | +6.59% | +26.58% | +30.95% | +15.64% | +366.67% | +2.52% | +5.60% | +5.88% | +2.70% | +1.50% | -10.16% | -34.38% | +3.68% | -87.50% | -31.22% | -932.82% | +5.66% | +17.54% | -4.76% | -0.47% | +13.72% | -605.58% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 27.24M | 26.19M | 26.36M | 25.43M | 23.86M | 26.56M | 31.32M | 33.35M | 32.77M | 33.92M | 35.33M | 35.96M | 32.83M | 26.87M | 27.07M | 26.89M | 25.45M | 25.25M | 27.16M | 27.98M | 27.82M | 10.29M | 30.94M | 34.00M |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 25.95M | 26.05M | 27.43M | 25.65M | 26.35M | 26.73M | 29.80M | 33.38M | 33.36M | 33.46M | 35.47M | 36.95M | 34.51M | 28.74M | 27.06M | 27.54M | 26.51M | 25.66M | 27.62M | 28.19M | 27.99M | 28.94M | 30.92M | 32.96M |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +4.97% | +0.53% | -3.90% | -0.87% | -9.46% | -0.63% | +5.09% | -0.08% | -1.79% | +1.39% | -0.41% | -2.69% | -4.85% | -6.52% | +0.03% | -2.36% | -4.01% | -1.57% | -1.68% | -0.73% | -0.62% | -64.45% | +0.06% | +3.14% |
Earnings Call
You can ask Aime
What is the revenue and EPS growth rate for Bank Of Marin Bancorp year over year?What is Bank Of Marin Bancorp's latest dividend and current dividend yield?What is the market's earnings forecast for Bank Of Marin Bancorp next quarter?What guidance did Bank Of Marin Bancorp's management provide for the next earnings period?Did Bank Of Marin Bancorp beat or miss consensus estimates last quarter?What factors drove the changes in Bank Of Marin Bancorp's revenue and profit?What were the key takeaways from Bank Of Marin Bancorp's earnings call?What does Bank Of Marin Bancorp do and what are its main business segments?
