BFST
Business First·NASDAQ
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BFST fundamentals
Business First (BFST) released its earnings on Jan 22, 2026: revenue was 83.09M (YoY +7.10%), beat estimates; EPS was 0.79 (YoY +19.70%), beat estimates.
Revenue / YoY
83.09M
+7.10%
EPS / YoY
0.79
+19.70%
Report date
Jan 22, 2026
BFST Earnings Call Summary for Q4,2025
- 2025 Growth: 17.3% tangible book value growth, 20% EPS improvement, and 11.1% annualized loan growth.
- Strategic Focus: 2026 priorities include system optimization, market deepening, and 1.2%+ ROAA.
- Credit Management: 1.24% NPL ratio, with 120% reserve coverage on new loans.
- Capital Action: $150K share buybacks at $24.70; targeting 50s efficiency ratio by 2027.
- Market Expansion: Houston hiring underway, Texas loan concentration reduced to 36%.
- Noninterest Income: $13M+ quarterly from correspondent banking, including $1M in swaps.
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Key Indicators
Business First (BFST) key financial stats and ratios, covering profitability, financial health, and leverage.
Business First (BFST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Business First (BFST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Business First (BFST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Business First (BFST) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Business First (BFST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Business First's earnings call?What is the revenue and EPS growth rate for Business First year over year?What is Business First's gross profit margin?Did Business First beat or miss consensus estimates last quarter?What factors drove the changes in Business First's revenue and profit?What is Business First's latest dividend and current dividend yield?What does Business First do and what are its main business segments?What were the key takeaways from Business First’s earnings call?
