BCML
BayCom·NASDAQ
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2.59 / 10
Underperform
BCML's fundamental strength is subpar (2.6/10). Key concerns include a negative year-over-year profit growth (-3.6992%) and mixed asset-to-market value metrics. Strengths such as a healthy 36.7% gross profit margin and a 100% total-profit-to-EBIT ratio do not fully offset these weaknesses, warranting a guarded stance.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value4.99
Score1/3
Weight7.17%
1M Return3.39%
Value4.99
Score1/3
Weight7.17%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.29%
1M Return3.05%
Value100.00
Score1/3
Weight6.29%
1M Return3.05%
Profit-MV
Value-0.19
Score2/3
Weight11.62%
1M Return5.27%
Value-0.19
Score2/3
Weight11.62%
1M Return5.27%
PB-ROE
Value1.41
Score0/3
Weight8.04%
1M Return3.61%
Value1.41
Score0/3
Weight8.04%
1M Return3.61%
Asset-MV
Value-0.50
Score2/3
Weight16.80%
1M Return7.51%
Value-0.50
Score2/3
Weight16.80%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight11.81%
1M Return4.65%
Value0.16
Score1/3
Weight11.81%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.18%
1M Return3.43%
Value36.70
Score3/3
Weight7.18%
1M Return3.43%
Total profit (YoY growth rate %)
Value-3.70
Score1/3
Weight7.02%
1M Return3.23%
Value-3.70
Score1/3
Weight7.02%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.18%
1M Return3.43%
Value100.00
Score3/3
Weight7.18%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight16.88%
1M Return7.61%
Value0.14
Score3/3
Weight16.88%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value4.99
Score1/3
Weight7.17%
1M Return3.39%
Value4.99
Score1/3
Weight7.17%
1M Return3.39%
Revenue-MV
Value0.16
Score1/3
Weight11.81%
1M Return4.65%
Value0.16
Score1/3
Weight11.81%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.29%
1M Return3.05%
Value100.00
Score1/3
Weight6.29%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.18%
1M Return3.43%
Value36.70
Score3/3
Weight7.18%
1M Return3.43%
Profit-MV
Value-0.19
Score2/3
Weight11.62%
1M Return5.27%
Value-0.19
Score2/3
Weight11.62%
1M Return5.27%
Total profit (YoY growth rate %)
Value-3.70
Score1/3
Weight7.02%
1M Return3.23%
Value-3.70
Score1/3
Weight7.02%
1M Return3.23%
PB-ROE
Value1.41
Score0/3
Weight8.04%
1M Return3.61%
Value1.41
Score0/3
Weight8.04%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.18%
1M Return3.43%
Value100.00
Score3/3
Weight7.18%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight16.80%
1M Return7.51%
Value-0.50
Score2/3
Weight16.80%
1M Return7.51%
Cash-MV
Value0.14
Score3/3
Weight16.88%
1M Return7.61%
Value0.14
Score3/3
Weight16.88%
1M Return7.61%
Is BCML fundamentally strong?
- BCML scores 2.59/10 on fundamentals and holds a Premium valuation at present. Backed by its 5.18% ROE, 23.59% net margin, 14.34 P/E ratio, 0.99 P/B ratio, and 0.00% earnings growth, these metrics solidify its Underperform investment rating.
