BAFN
BayFirst Financial·NASDAQ
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BAFN fundamentals
BayFirst Financial (BAFN) released its earnings on Oct 30, 2025: revenue was 10.23M (YoY -52.88%), beat estimates; EPS was -4.66 (YoY -2688.89%), missed estimates.
Revenue / YoY
10.23M
-52.88%
EPS / YoY
-4.66
-2688.89%
Report date
Oct 30, 2025
BAFN Earnings Call Summary for Q3,2025
- Strategic Shift Complete: Exited SBA 7(a) business, with $167M of remaining loans for sale.
- Financial Pain Points: Q3 net loss of $18.9M driven by restructuring; NIM down 45bps to 3.61%.
- Community Bank Focus: 84% deposits insured; 2026 ROA target of 40-70bps.
- Credit Improvement: Annualized charge-offs at 1.24%, down from 2.6% Q2; ACL at 2.61%.
- Treasury Growth: 4 new treasury staff; new software adoption driving mid-market share.
- Insider Lockup: Board compensation suspended; insiders restricted until post-earnings.
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Revenue
Revenue & Expenses
Key Indicators
BayFirst Financial (BAFN) key financial stats and ratios, covering profitability, financial health, and leverage.
BayFirst Financial (BAFN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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BayFirst Financial (BAFN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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BayFirst Financial (BAFN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does BayFirst Financial (BAFN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track BayFirst Financial (BAFN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What factors drove the changes in BayFirst Financial's revenue and profit?What is BayFirst Financial's latest dividend and current dividend yield?What is BayFirst Financial's gross profit margin?What is the market's earnings forecast for BayFirst Financial next quarter?What were the key takeaways from BayFirst Financial’s earnings call?What were the key takeaways from BayFirst Financial's earnings call?Did BayFirst Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for BayFirst Financial year over year?
