BAFN
BayFirst Financial·NASDAQ
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4.66 / 10
Netural
BAFN's fundamental score is 4.7/10. Key positives: Gross profit margin 36.7% (group 1, 3/3 points) and Total profit / EBIT 100% (group 1, 3/3 points). Key negatives: Total profit YoY growth -811% (group 1, 0/3 points) and Net assets per share growth -22% (group 1, 0/3 points). Other factors (Asset-MV, Revenue-MV, Profit-MV, Cash-MV) are in higher groups but their values still pull the weighted sum down. The 4.66 weighted score confirms a neutral-to-poor fundamental stance, requiring improvement in profitability and asset growth to enhance investor confidence.
Analysis Checks(7/10)
Net assets per share (growth rate compared to beginning of year %)
Value-21.96
Score0/3
Weight3.73%
1M Return2.09%
Value-21.96
Score0/3
Weight3.73%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value105.65
Score0/3
Weight4.09%
1M Return2.17%
Value105.65
Score0/3
Weight4.09%
1M Return2.17%
Profit-MV
Value0.44
Score2/3
Weight10.81%
1M Return5.27%
Value0.44
Score2/3
Weight10.81%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Revenue-MV
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Total profit (YoY growth rate %)
Value-811.04
Score0/3
Weight3.60%
1M Return2.05%
Value-811.04
Score0/3
Weight3.60%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value-21.96
Score0/3
Weight3.73%
1M Return2.09%
Value-21.96
Score0/3
Weight3.73%
1M Return2.09%
Revenue-MV
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value105.65
Score0/3
Weight4.09%
1M Return2.17%
Value105.65
Score0/3
Weight4.09%
1M Return2.17%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Profit-MV
Value0.44
Score2/3
Weight10.81%
1M Return5.27%
Value0.44
Score2/3
Weight10.81%
1M Return5.27%
Total profit (YoY growth rate %)
Value-811.04
Score0/3
Weight3.60%
1M Return2.05%
Value-811.04
Score0/3
Weight3.60%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Cash-MV
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Is BAFN fundamentally strong?
- BAFN scores 4.66/10 on fundamentals and holds a Fair valuation at present. Backed by its -21.56% ROE, -12.43% net margin, -2.27 P/E ratio, 0.31 P/B ratio, and -509.72% earnings growth, these metrics solidify its Netural investment rating.
