BayFirst Financial (BAFN) Fundamental Analysis: Revenue, Earnings & Valuation

5.08 / 10

Netural

Fundamental score sits at 5.08/10, reflecting balanced metrics. Strengths include a solid gross profit margin (36.9%) and healthy liability ratios. Weak points are low Profit‑MV and Net‑income‑Revenue ratios. Asset‑MV and PB‑ROE carry the highest weights, suggesting modest upside potential.

Analysis Checks(8/10)

Gross profit margin (%)

Value36.92

Score3/3

Weight6.39%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value49.61

Score3/3

Weight6.39%

1M Return3.70%

Profit-MV

Value0.66

Score0/3

Weight6.91%

1M Return4.03%

Net income-Revenue

Value-0.04

Score0/3

Weight6.94%

1M Return3.99%

PB-ROE

Value1.27

Score2/3

Weight12.31%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.26

Score3/3

Weight6.39%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.39%

1M Return3.70%

Cash-UP

Value-0.15

Score2/3

Weight7.70%

1M Return4.32%

Asset-MV

Value-0.55

Score3/3

Weight27.19%

1M Return11.46%

Cash-MV

Value0.02

Score3/3

Weight13.38%

1M Return6.88%

Is BAFN undervalued or overvalued?

BAFN scores 5.08/10 on fundamentals and holds a Fair valuation at present. Backed by its -24.66% ROE, -35.74% net margin, -1.06 P/E ratio, 0.30 P/B ratio, and -321.27% earnings growth, these metrics solidify its Netural investment rating.