ASRV
Ameriserv Financial·NASDAQ
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5.12 / 10
Netural
ASRV's fundamental score of 5.1/10 indicates average financial health. Key positives include a strong gross profit margin of 36.7% and a 100% ratio of total profit to EBIT, both in favorable performance groups. However, challenges such as a cash-MV deficit and a net profit attributable to shareholders ratio at 100% (group 2) temper the outlook. Net assets per share grew 6.8% year-over-year, supporting some growth momentum. Overall, the fundamentals are solid but not outstanding, warranting a cautious stance.
Analysis Checks(7/10)
Net assets per share (growth rate compared to beginning of year %)
Value6.83
Score2/3
Weight6.61%
1M Return3.75%
Value6.83
Score2/3
Weight6.61%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.25%
1M Return3.05%
Value100.00
Score1/3
Weight5.25%
1M Return3.05%
Profit-MV
Value-0.07
Score3/3
Weight13.85%
1M Return6.98%
Value-0.07
Score3/3
Weight13.85%
1M Return6.98%
PB-ROE
Value1.41
Score3/3
Weight12.96%
1M Return6.02%
Value1.41
Score3/3
Weight12.96%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight22.91%
1M Return10.42%
Value-0.50
Score3/3
Weight22.91%
1M Return10.42%
Revenue-MV
Value0.16
Score2/3
Weight11.79%
1M Return6.44%
Value0.16
Score2/3
Weight11.79%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight5.99%
1M Return3.43%
Value36.70
Score3/3
Weight5.99%
1M Return3.43%
Total profit (YoY growth rate %)
Value54.02
Score1/3
Weight5.86%
1M Return3.23%
Value54.02
Score1/3
Weight5.86%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.00%
1M Return3.43%
Value100.00
Score3/3
Weight6.00%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight8.78%
1M Return4.21%
Value0.14
Score1/3
Weight8.78%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value6.83
Score2/3
Weight6.61%
1M Return3.75%
Value6.83
Score2/3
Weight6.61%
1M Return3.75%
Revenue-MV
Value0.16
Score2/3
Weight11.79%
1M Return6.44%
Value0.16
Score2/3
Weight11.79%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight5.25%
1M Return3.05%
Value100.00
Score1/3
Weight5.25%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight5.99%
1M Return3.43%
Value36.70
Score3/3
Weight5.99%
1M Return3.43%
Profit-MV
Value-0.07
Score3/3
Weight13.85%
1M Return6.98%
Value-0.07
Score3/3
Weight13.85%
1M Return6.98%
Total profit (YoY growth rate %)
Value54.02
Score1/3
Weight5.86%
1M Return3.23%
Value54.02
Score1/3
Weight5.86%
1M Return3.23%
PB-ROE
Value1.41
Score3/3
Weight12.96%
1M Return6.02%
Value1.41
Score3/3
Weight12.96%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.00%
1M Return3.43%
Value100.00
Score3/3
Weight6.00%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight22.91%
1M Return10.42%
Value-0.50
Score3/3
Weight22.91%
1M Return10.42%
Cash-MV
Value0.14
Score1/3
Weight8.78%
1M Return4.21%
Value0.14
Score1/3
Weight8.78%
1M Return4.21%
Is ASRV fundamentally strong?
- ASRV scores 5.12/10 on fundamentals and holds a Fair valuation at present. Backed by its 3.76% ROE, 8.73% net margin, 12.48 P/E ratio, 0.55 P/B ratio, and 287.50% earnings growth, these metrics solidify its Netural investment rating.
