AMAL
Amalgamated·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
AMAL fundamentals
Amalgamated (AMAL) released its earnings on Oct 23, 2025: revenue was 85.61M (YoY +5.63%), beat estimates; EPS was 0.91 (YoY +1.11%), beat estimates.
Revenue / YoY
85.61M
+5.63%
EPS / YoY
0.91
+1.11%
Report date
Oct 23, 2025
AMAL Earnings Call Summary for Q3,2025
- Strong Earnings Growth: Q3 core EPS of $0.91, up 3% year-to-date, with $415 million deposit growth and 3.3% loan growth.
- Credit Quality Improvement: Nonperforming assets down 34.6%, with successful resolution of $10.8 million problem loan.
- Digital Transformation Impact: New platform driving customer insights and revenue growth.
- Updated Guidance: Full-year core earnings raised to $164-165 million, net interest income to $295-296 million.
- Risk Management: Tight control over expenses ($43.4 million Q3) and conservative allowance adjustments.
- Rate Environment: Expect 30-50bp loan yield decline in Q4 due to rate cuts, with strong PACE portfolio resilience.
EPS
Revenue
Revenue & Expenses
Key Indicators
Amalgamated (AMAL) key financial stats and ratios, covering profitability, financial health, and leverage.
Amalgamated (AMAL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Amalgamated (AMAL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Amalgamated (AMAL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Amalgamated (AMAL) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Amalgamated (AMAL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the revenue and EPS growth rate for Amalgamated year over year?What factors drove the changes in Amalgamated's revenue and profit?Did Amalgamated beat or miss consensus estimates last quarter?What were the key takeaways from Amalgamated's earnings call?What is Amalgamated's latest dividend and current dividend yield?What guidance did Amalgamated's management provide for the next earnings period?What does Amalgamated do and what are its main business segments?What were the key takeaways from Amalgamated’s earnings call?
