ALRS
Alerus Financial·NASDAQ
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ALRS fundamentals
Alerus Financial (ALRS) released its earnings on Oct 30, 2025: revenue was 72.50M (YoY +42.42%), beat estimates; EPS was 0.66 (YoY +112.90%), beat estimates.
Revenue / YoY
72.50M
+42.42%
EPS / YoY
0.66
+112.90%
Report date
Oct 30, 2025
ALRS Earnings Call Summary for Q3,2025
- Revenue Resilience: Fee income at 40%+ of total revenue, driven by retirement and wealth businesses.
- Margin Expansion: Core NII margin target 3.35%-3.45% in 2026, with 5bp boost per 25bp rate cut.
- Growth Catalysts: 9%-12% loan growth potential in 2026 if rates decline, supported by AI-driven efficiency and talent acquisition.
- Risk Management: 1.51% reserve level, proactive credit exits, and 1.13% nonperforming assets.
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Key Indicators
Alerus Financial (ALRS) key financial stats and ratios, covering profitability, financial health, and leverage.
Alerus Financial (ALRS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Alerus Financial (ALRS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Alerus Financial (ALRS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Alerus Financial (ALRS) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Alerus Financial (ALRS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is the market's earnings forecast for Alerus Financial next quarter?What is Alerus Financial's gross profit margin?What is the revenue and EPS growth rate for Alerus Financial year over year?What is Alerus Financial's latest dividend and current dividend yield?What were the key takeaways from Alerus Financial’s earnings call?What guidance did Alerus Financial's management provide for the next earnings period?What were the key takeaways from Alerus Financial's earnings call?Did Alerus Financial beat or miss consensus estimates last quarter?
