Aifu (AIFU) Fundamental Analysis: Revenue, Earnings & Valuation

5.62 / 10

Netural

Fundamental rating is Neutral with a 5.6/10 score. Strengths include high accounts receivable turnover (3.36), fixed‑asset turnover (2.28) and a strong current ratio (3.72). However, diluted EPS and net profit growth are sharply negative, dragging overall fundamentals to a selective‑investment view.

Analysis Checks(6/7)

Net profit attributable to parent company shareholders / Net profit (%)

Value99.06

Score1/3

Weight7.33%

1M Return1.56%

Accounts receivable turnover ratio

Value3.36

Score3/3

Weight13.93%

1M Return2.64%

Fixed assets turnover ratio

Value2.28

Score3/3

Weight12.85%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value27.72

Score2/3

Weight12.69%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value-3562.04

Score2/3

Weight17.27%

1M Return3.22%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-7197.06

Score3/3

Weight22.70%

1M Return4.21%

Current ratio

Value3.72

Score3/3

Weight13.23%

1M Return2.53%

Is AIFU fundamentally strong?

AIFU scores 5.62/10 on fundamentals and holds a Fair valuation at present. Backed by its -19.73% ROE, -14.23% net margin, -62.03 P/E ratio, 0.76 P/B ratio, and -1644.27% earnings growth, these metrics solidify its Netural investment rating.