AFRM
Affirm Holdings·NASDAQ
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AFRM fundamentals
Affirm Holdings (AFRM) released its earnings on Feb 5, 2026: revenue was 1.12B (YoY +29.62%), beat estimates; EPS was 0.37 (YoY +46.13%), beat estimates.
Revenue / YoY
1.12B
+29.62%
EPS / YoY
0.37
+46.13%
Report date
Feb 5, 2026
AFRM Earnings Call Summary for Q2,2026
- Card Growth Accelerates: Affirm Card GMV up 160% YoY, active cardholders +121%, driving diversification.
- Funding Efficiency: ABS deal at 4.6% yield, lowest since 2021, reflecting improved credit quality.
- AI-Driven Innovation: Boost AI enables automated merchant promotions, early GMV lift observed.
- Strategic Moves: Bank charter application for regulatory certainty; expanding into B2B, medical, and rent verticals.
- International Expansion: U.K. partnerships with Wayfair and Vroom, 'other' category now 15% of GMV.
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Revenue
Revenue & Expenses
AFRM has released its 2026 Q2 earnings report, with revenue of 1.12B, reflecting a YoY change of 29.62%, and net profit of 129.59M, showing a YoY change of 61.26%. The Sankey diagram below clearly presents AFRM's revenue sources and cost distribution.
Key Indicators
Affirm Holdings (AFRM) key financial stats and ratios, covering profitability, financial health, and leverage.
Affirm Holdings (AFRM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Affirm Holdings (AFRM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Affirm Holdings (AFRM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Affirm Holdings (AFRM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Affirm Holdings (AFRM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Affirm Holdings's management provide for the next earnings period?What is Affirm Holdings's gross profit margin?What is the market's earnings forecast for Affirm Holdings next quarter?What factors drove the changes in Affirm Holdings's revenue and profit?What is Affirm Holdings's latest dividend and current dividend yield?What were the key takeaways from Affirm Holdings's earnings call?What is the revenue and EPS growth rate for Affirm Holdings year over year?What were the key takeaways from Affirm Holdings’s earnings call?
