AFRM
Affirm Holdings·NASDAQ
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AFRM fundamentals
Affirm Holdings (AFRM) released its earnings on Nov 6, 2025: revenue was 933.00M (YoY +33.58%), beat estimates; EPS was 0.23 (YoY +174.19%), missed estimates.
Revenue / YoY
933.00M
+33.58%
EPS / YoY
0.23
+174.19%
Report date
Nov 6, 2025
AFRM Earnings Call Summary for Q1,2026
- Strategic Partnership Extension: 5-year Amazon agreement extension solidifies long-term customer access.
- Financial Resilience: RLTC maintained at 4.2%, within 3-4% target, driven by merchant-funded 0% APR loans.
- Operating Efficiency: FY26 operating margin guidance of >7.5%, fueled by revenue growth and cost control.
- Innovation Momentum: 0% Days promotion success and Affirm Card adoption highlight consumer engagement and merchant collaboration.
- Adaptive Underwriting: Sophisticated models enable entry into new verticals like services, balancing risk and growth.
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Revenue
Revenue & Expenses
AFRM has released its 2026 Q1 earnings report, with revenue of 933.34M, reflecting a YoY change of 33.62%, and net profit of 80.69M, showing a YoY change of 180.52%. The Sankey diagram below clearly presents AFRM's revenue sources and cost distribution.
Key Indicators
Affirm Holdings (AFRM) key financial stats and ratios, covering profitability, financial health, and leverage.
Affirm Holdings (AFRM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Affirm Holdings (AFRM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Affirm Holdings (AFRM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Affirm Holdings (AFRM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Affirm Holdings (AFRM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Affirm Holdings’s earnings call?Did Affirm Holdings beat or miss consensus estimates last quarter?What is Affirm Holdings's latest dividend and current dividend yield?What is Affirm Holdings's gross profit margin?What factors drove the changes in Affirm Holdings's revenue and profit?What does Affirm Holdings do and what are its main business segments?What guidance did Affirm Holdings's management provide for the next earnings period?What is the revenue and EPS growth rate for Affirm Holdings year over year?
