Symbols

AFRM

Affirm Holdings·NASDAQ

--(--)

AFRM fundamentals

AFRM Q2 2026 Earnings

Affirm Holdings (AFRM) released its earnings on Feb 5, 2026: revenue was 1.12B (YoY +29.62%), beat estimates; EPS was 0.37 (YoY +46.13%), beat estimates.

Revenue / YoY

1.12B

+29.62%

EPS / YoY

0.37

+46.13%

Report date

Feb 5, 2026

AFRM Earnings Call Summary for Q2,2026

Card Growth Accelerates: Affirm Card GMV up 160% YoY, active cardholders +121%, driving diversification.
Funding Efficiency: ABS deal at 4.6% yield, lowest since 2021, reflecting improved credit quality.
AI-Driven Innovation: Boost AI enables automated merchant promotions, early GMV lift observed.
Strategic Moves: Bank charter application for regulatory certainty; expanding into B2B, medical, and rent verticals.
International Expansion: U.K. partnerships with Wayfair and Vroom, 'other' category now 15% of GMV.

Earnings

EPS

Revenue

Revenue & Expenses

AFRM has released its 2026 Q2 earnings report, with revenue of 1.12B, reflecting a YoY change of 29.62%, and net profit of 129.59M, showing a YoY change of 61.26%. The Sankey diagram below clearly presents AFRM's revenue sources and cost distribution.

Key Indicators

Affirm Holdings (AFRM) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Affirm Holdings (AFRM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

Trend

Breakdown

Balance Sheet

Affirm Holdings (AFRM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

Trend

Breakdown

Cash Flow

Affirm Holdings (AFRM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

Trend

Breakdown