ACIC
American Coastal·NASDAQ
--
--(--)
--
--(--)
ACIC fundamentals
American Coastal (ACIC) released its earnings on Feb 19, 2026: revenue was 114.51M (YoY -18.64%), missed estimates; EPS was 0.52 (YoY +333.33%), beat estimates.
Revenue / YoY
114.51M
-18.64%
EPS / YoY
0.52
+333.33%
Report date
Feb 19, 2026
ACIC Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 net income of $106.8M (+33% YoY), book value per share of $6.51, and 3-year pretax profit margin of 25%.
- Strategic Expansion: $100M AmRisc partnership and ACES launch targeting $3.7B E&S market opportunity.
- Disciplined Growth: 19% YoY premium decline offset by 61.5% combined ratio, with 25% Florida condo market share.
- Capital Allocation: $60M+ returned via dividends, 34.8% equity growth, and potential buybacks at current undervaluation.
- Risk Management: 19.8% cash growth, $647.7M liquidity, and 25% long-term leverage target.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
American Coastal (ACIC) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
American Coastal (ACIC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Balance Sheet
American Coastal (ACIC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Cash Flow
American Coastal (ACIC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Revenue Breakdown
Where does American Coastal (ACIC) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Dividend
Track American Coastal (ACIC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What does American Coastal do and what are its main business segments?What is the market's earnings forecast for American Coastal next quarter?What is the revenue and EPS growth rate for American Coastal year over year?What were the key takeaways from American Coastal’s earnings call?Did American Coastal beat or miss consensus estimates last quarter?What guidance did American Coastal's management provide for the next earnings period?What were the key takeaways from American Coastal's earnings call?What is American Coastal's gross profit margin?
ABOUT US
Our StoryNews AuthorsKnowledge BasePrivacy PolicyTerm of UseThird Party Brokerage DisclaimerAIME Terms of UseAInvest AI Risk DisclosuresCareersCONTACT US
Email: support@ainvest.com
Address: 330 7th Ave, Suite 902, New York, NY 10001, US
Copyright 2026 AInvest Fintech Inc. All rights reserved.
