ACIC
American Coastal·NASDAQ
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ACIC fundamentals
American Coastal (ACIC) released its earnings on Nov 5, 2025: revenue was 90.40M (YoY +10.06%), beat estimates; EPS was 0.65 (YoY +20.37%), beat estimates.
Revenue / YoY
90.40M
+10.06%
EPS / YoY
0.65
+20.37%
Report date
Nov 5, 2025
ACIC Earnings Call Summary for Q3,2025
- Record Q3 Performance: $42.5M pre-tax earnings, 10% revenue growth, 16% net income expansion.
- Strategic Premium Management: 15% YoY premium decline in Q3 (voluntary underwriting controls) → Q4 rebound expected.
- New ALF Growth Engine: $100M addressable market, targeting 10%+ share in 2026 with Florida cat fund eligibility.
- Strong Financial Position: 56.9% combined ratio vs. 65% target, $695M cash/assets, 37% book value growth.
- 2026 Outlook: Rebound in premiums + ALF expansion to drive growth; reinsurance costs aligning with softening market.
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Revenue
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Key Indicators
American Coastal (ACIC) key financial stats and ratios, covering profitability, financial health, and leverage.
American Coastal (ACIC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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American Coastal (ACIC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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American Coastal (ACIC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does American Coastal (ACIC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track American Coastal (ACIC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did American Coastal beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for American Coastal year over year?What is American Coastal's latest dividend and current dividend yield?What were the key takeaways from American Coastal's earnings call?What is the market's earnings forecast for American Coastal next quarter?What guidance did American Coastal's management provide for the next earnings period?What factors drove the changes in American Coastal's revenue and profit?What is American Coastal's gross profit margin?
