Tompkins Financial (TMP) Fundamental Analysis: Revenue, Earnings & Valuation

4.94 / 10

Netural

Fundamental analysis rates TMP neutral (4.9/10). Strengths include Asset‑MV, Cash‑UP, and a healthy gross profit margin (41.8%). Weaknesses are PB‑ROE (‑0.94) and modest Profit‑MV. Overall outlook is mixed, reflecting fair but not compelling fundamentals.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.05%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.05%

1M Return3.70%

Profit-MV

Value1.83

Score1/3

Weight8.35%

1M Return3.90%

Net income-Revenue

Value1.24

Score3/3

Weight15.32%

1M Return6.99%

PB-ROE

Value-0.94

Score1/3

Weight9.08%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.05%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.05%

1M Return3.70%

Cash-UP

Value-0.15

Score3/3

Weight9.76%

1M Return5.00%

Asset-MV

Value-0.55

Score2/3

Weight15.84%

1M Return6.73%

Cash-MV

Value0.02

Score2/3

Weight13.46%

1M Return6.14%

Is TMP fundamentally strong?

TMP scores 4.94/10 on fundamentals and holds a Fair valuation at present. Backed by its 19.50% ROE, 36.07% net margin, 7.19 P/E ratio, 1.23 P/B ratio, and 126.91% earnings growth, these metrics solidify its Netural investment rating.