TMP
Tompkins Financial·AMEX
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2.48 / 10
Underperform
The company's fundamentals are challenging, receiving a 2.5/10 score. Key positives include a 26.6% YoY profit growth and a 36.7% gross profit margin, but these are offset by concerns over net profit quality and asset-to-market valuation. Historical back-tests show modest one-month returns (3.0-5.8%) across most factors, yet the overall pattern suggests defensive positioning is prudent.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value10.39
Score3/3
Weight10.46%
1M Return4.47%
Value10.39
Score3/3
Weight10.46%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.56%
1M Return3.05%
Value100.00
Score1/3
Weight6.56%
1M Return3.05%
Profit-MV
Value1.38
Score1/3
Weight10.90%
1M Return4.44%
Value1.38
Score1/3
Weight10.90%
1M Return4.44%
PB-ROE
Value1.41
Score0/3
Weight8.39%
1M Return3.61%
Value1.41
Score0/3
Weight8.39%
1M Return3.61%
Asset-MV
Value-0.50
Score1/3
Weight15.58%
1M Return5.76%
Value-0.50
Score1/3
Weight15.58%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.09%
1M Return3.16%
Value0.16
Score0/3
Weight7.09%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.49%
1M Return3.43%
Value36.70
Score3/3
Weight7.49%
1M Return3.43%
Total profit (YoY growth rate %)
Value26.62
Score2/3
Weight8.41%
1M Return3.74%
Value26.62
Score2/3
Weight8.41%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.50%
1M Return3.43%
Value100.00
Score3/3
Weight7.50%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight17.62%
1M Return7.61%
Value0.14
Score3/3
Weight17.62%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value10.39
Score3/3
Weight10.46%
1M Return4.47%
Value10.39
Score3/3
Weight10.46%
1M Return4.47%
Revenue-MV
Value0.16
Score0/3
Weight7.09%
1M Return3.16%
Value0.16
Score0/3
Weight7.09%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.56%
1M Return3.05%
Value100.00
Score1/3
Weight6.56%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.49%
1M Return3.43%
Value36.70
Score3/3
Weight7.49%
1M Return3.43%
Profit-MV
Value1.38
Score1/3
Weight10.90%
1M Return4.44%
Value1.38
Score1/3
Weight10.90%
1M Return4.44%
Total profit (YoY growth rate %)
Value26.62
Score2/3
Weight8.41%
1M Return3.74%
Value26.62
Score2/3
Weight8.41%
1M Return3.74%
PB-ROE
Value1.41
Score0/3
Weight8.39%
1M Return3.61%
Value1.41
Score0/3
Weight8.39%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.50%
1M Return3.43%
Value100.00
Score3/3
Weight7.50%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight15.58%
1M Return5.76%
Value-0.50
Score1/3
Weight15.58%
1M Return5.76%
Cash-MV
Value0.14
Score3/3
Weight17.62%
1M Return7.61%
Value0.14
Score3/3
Weight17.62%
1M Return7.61%
Is TMP undervalued or overvalued?
- TMP scores 2.48/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.63% ROE, 25.70% net margin, 14.40 P/E ratio, 1.54 P/B ratio, and 27.53% earnings growth, these metrics solidify its Underperform investment rating.
