Better.com Launches Wholesale HELOC and CES Platform for Mortgage Brokers

Better.com launches its Wholesale HELOC and CES Platform, powered by Tinman AI, to offer higher approvals and lower interest rates for customers of traditional mortgage brokers. The platform supports both Home Equity Line of Credit and Closed End Second liens under one streamlined application flow. Better has originated over $1bn in HELOCs and CES liens directly to consumers and $110bn in mortgages through retail and private label partnerships.

Better Home & Finance Holding Company (NASDAQ: BETR), a leading AI-native home finance company, has announced the launch of its Wholesale HELOC and CES Platform powered by Tinman® AI. The platform aims to enhance the mortgage broker ecosystem by offering a streamlined application flow for both Home Equity Line of Credit (HELOC) and Closed End Second (CES) liens.

The new platform supports a wide range of credit matrices and offers fast digital applications with AI-powered underwriting. This innovation allows mortgage brokers to serve more customers more efficiently, providing them with the flexibility to price out variable and fixed rate loans in minutes, ranging from $50,000 to $500,000 Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

Better.com has already originated over $1 billion in HELOCs and CES liens directly to consumers and over $110 billion in mortgages through its direct-to-consumer, retail, and private label partnerships. The company's goal is to bring similar scale, pricing, and product flexibility to the HELOC and CES market for mortgage brokers, tapping into the $300 billion in originations achieved by brokers last year Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

The platform enables mortgage brokers to offer debt-payoff, no-fee pricing, and discounted rates with paid points. Additionally, it provides 12 & 24-month bank statement approval options for small business owners across various investor products and pricing, all within a single, easy flow. This reduces the need for brokers to switch between lenders, streamlining the process for both brokers and their customers Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

Patrick Kandianis, Better’s Head of Business Development, highlighted the competitive advantages of the platform. "Better’s Wholesale HELOC & CES Platform offers competitively low rates and zero origination fees. Unlike some platforms that deliver limited pull-through, Tinman AI is powered to hand-hold, process, and underwrite more challenging customer files too; allowing for greater customer satisfaction and higher broker earnings," he said Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

Trent Ford, CEO of Saxton Mortgage, a leading San Diego-based lender, expressed excitement about the new platform. "It’s a very comprehensive approach that we believe will be successful," he said Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

Vishal Garg, CEO and Founder of Better, emphasized the platform's potential impact on the HELOC market. "Our technology delivers transparency and automation across the mortgage ecosystem, and this move into wholesale is the next chapter of our mission to make home financing better for every consumer, regardless of channel or interface. We’re starting strong, with 10 new mortgage broker partners who have collectively originated hundreds of millions for other incumbent players," he said Better Launches Wholesale HELOC and CES Platform to Offer Higher Approvals and Lower Interest Rates for Customers of Traditional Mortgage Brokers — Signs 10 Mortgage Broker Partners Leading the Industry Forward^[1].

To sign up or learn more, visit [https://better.com/b/better-wholesale-lending](https://better.com/b/better-wholesale-lending) or contact Patrick Kandianis and the Wholesale HELOC and CES Platform team directly at [wholesalesupport@better.com](mailto:wholesalesupport@better.com).